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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Fabulous app with great features for saving, sharing and viewing funds

5
Bank is evolving to meet customers needs. Fab customer service and fast response time Reviewed on: 15th January 2019

A complex bank in a simple form!

5
Quite simply the best bank ever! Reviewed on: 15th January 2019

Simple and easy to use

5
Super easy to use, very friendly support Reviewed on: 15th January 2019

Fabulous app with great features for saving, sharing and viewing funds

5
This bank and it's app is growing and developing according to its customers needs. Excellent customer service and fast response time Reviewed on: 15th January 2019

Best bank ever

5
Switching to Monzo is the best move i made it's so user friendly, helps with budgeting and there saving pots are a brilliant idea! The best banking app i have ever used. Reviewed on: 15th January 2019

Awesome service

5
A great bank with an outstanding app and excellent customer service. They really help me keep an eye on my finances. Reviewed on: 15th January 2019

Monzo defines the 2019 banking state-of-the-art

5
Instant notifications when you spend or receive money. Budgets. Helpful customer support without call centres. Savings accounts with better interest than most banks. What's not to like? Reviewed on: 15th January 2019

Epic

5
Monzo are a brilliant bank. That puts even digital interaction in a human way. Friendly staff and efficient support. Not forgetting their cutting edge banking platform! Reviewed on: 15th January 2019

Just about how banking should work

5
Not quite perfect yet, but Monzo is by far the best banking experience I have come across. I would (and have) recommended it to all my family and friends. Reviewed on: 15th January 2019

Best customer service

5
I’ve had issues but what makes Monzo different is the way they handle the issues and resolve them fairly and hassle free. So I’ve seen them at their worst and they still are the best. Reviewed on: 15th January 2019

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