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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Fabulously modern banking.

5
It’s banking but without the shackles associated with legacy banks. Tansparency and friendliness are what makes Monzo so fantastic. I’ve spoken to their customer service folk several times and they always go over and above to sort out the very few problems I’ve faced, even when their current account was still in the testing phase. They do a great job of being inclusive and making their customers feel valued. I expect big things for them in the coming years and I’d recommend Monzo to anyone. Reviewed on: 15th January 2019
Clarke's avatar
Clarke

Fabulous app with great features for saving, sharing and viewing funds

5
Bank is evolving to meet customers needs. Fab customer service and fast response time Reviewed on: 15th January 2019
Ness's avatar
Ness

A complex bank in a simple form!

5
Quite simply the best bank ever! Reviewed on: 15th January 2019
Shaun Casey's avatar
Shaun Casey

Simple and easy to use

5
Super easy to use, very friendly support Reviewed on: 15th January 2019
thomas's avatar
thomas

Fabulous app with great features for saving, sharing and viewing funds

5
This bank and it's app is growing and developing according to its customers needs. Excellent customer service and fast response time Reviewed on: 15th January 2019
Ness's avatar
Ness

Best bank ever

5
Switching to Monzo is the best move i made it's so user friendly, helps with budgeting and there saving pots are a brilliant idea! The best banking app i have ever used. Reviewed on: 15th January 2019
Martin 's avatar
Martin

Awesome service

5
A great bank with an outstanding app and excellent customer service. They really help me keep an eye on my finances. Reviewed on: 15th January 2019
JackD's avatar
JackD

Monzo defines the 2019 banking state-of-the-art

5
Instant notifications when you spend or receive money. Budgets. Helpful customer support without call centres. Savings accounts with better interest than most banks. What's not to like? Reviewed on: 15th January 2019
pd1808's avatar
pd1808

Epic

5
Monzo are a brilliant bank. That puts even digital interaction in a human way. Friendly staff and efficient support. Not forgetting their cutting edge banking platform! Reviewed on: 15th January 2019
Matt Allen's avatar
Matt Allen

Just about how banking should work

5
Not quite perfect yet, but Monzo is by far the best banking experience I have come across. I would (and have) recommended it to all my family and friends. Reviewed on: 15th January 2019
SusanF's avatar
SusanF

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