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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Banking shake up

5
Easy to use and learning from the customers experience Reviewed on: 15th January 2019
Julie Bailey's avatar
Julie Bailey

The Future of Banking

5
Monzo has revolutionized personal finances through its revolutionary app that you can build and customize to yourself. I use it as my main current account and won't look back. It's exciting to see what they do next. Reviewed on: 15th January 2019
Jack C's avatar
Jack C

Forward thinking money monzo

5
From the outset Monzo have been fabulous!!! Exceent customer's service. Free to use abroad. Easy to use and read records and ongoing tabs of what you spend and where. Top security and phone needs authority ( tap to approve transaction ) so straight away you know if your card was being used dishonestly. Monzo have a 10/10 from me in customer service too. Receptive and quirky responses, updated answers quickly to any query. Brilliant Reviewed on: 15th January 2019
Inky Cagney's avatar
Inky Cagney

Great budgeting tools on a great bank account

5
We have saved so much money using Monzo's budgeting tools, and the summary feature means we always know how much we've got to spend until payday! It's great. Reviewed on: 15th January 2019
mrdavidberry's avatar
mrdavidberry

Best bank I've ever used!

5
Monzo are modern, fast and transparent. The worst thing about old banks is that they are so slow to do anything, accepting applications, sending your card, and then just transfering money takes a couple of days. Monzo is everything you think a bank should be. Reviewed on: 15th January 2019
Cameron Clough's avatar
Cameron Clough

Simply the best!

5
Monzo have been great since the start. They're the only bank I've ever spoken about with friends and everything about them is great! The only bank account I use now! Reviewed on: 15th January 2019
cameronchalmers's avatar
cameronchalmers

The best current account I've ever had

5
Everything is quick, seamless, easy, convenient. Aesthetically, it's my preferred bank as well. Their transparency of their technical offering is rather interesting and insightful. It's a joy to bank with them. Reviewed on: 15th January 2019
Lloyd Tucker's avatar
Lloyd Tucker

The Best Bank by Far

5
Monzo have created the best possible bank account in every conceivable way, I can’t recommend them enough! Reviewed on: 15th January 2019
Jason Smith's avatar
Jason Smith

The Best Customer Experience You Can Get

5
I've been with Monzo since their very, very early days (April 2015). I've watched them grow and expand, and I was one of the first few people to use their current account, even back before you couldn't use CASS. I'd highly recommend them for their customer support, their ethics as a company, and their dedication to making banking accessible. Reviewed on: 15th January 2019
Amelia's avatar
Amelia

Fabulously modern banking.

5
It’s banking but without the shackles associated with legacy banks. Tansparency and friendliness are what makes Monzo so fantastic. I’ve spoken to their customer service folk several times and they always go over and above to sort out the very few problems I’ve faced, even when their current account was still in the testing phase. They do a great job of being inclusive and making their customers feel valued. I expect big things for them in the coming years and I’d recommend Monzo to anyone. Reviewed on: 15th January 2019
Clarke's avatar
Clarke

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