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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Everything you need in your hands

Great app that makes it easy to track my spending and keep on top of my finances Reviewed on: 14th January 2019

Great bank for all needs

Awesome bank would highly recommend to anyone Reviewed on: 14th January 2019

Traditional banks are just putting lipstick on a pig

Monzo reimagines the whole schebang Reviewed on: 14th January 2019

Amazing Bank

Amazing bank and a breath of fresh air! Reviewed on: 14th January 2019

Great current account

Industry leading features, great service, awesome app. Everything is instant in the app so you always know where you are. The analytics are useful and add realvalue to the app. Adding new and useful features all the time... Reviewed on: 14th January 2019

Leading the way. Recommend to everyone.

Very easy and quick to open. No complicated ID&V process. Not offering more than what is needed, real products for real purpose eg moneypots rounding up spending change. Using the card abroad with low to nothing fee’s. Not trying to please everyone. ‘Simple’ products. ‘Personal’ online service. ‘Fair’ offers of services... They are doing it the right way. I even wish the bank I worked for was Monzo. Reviewed on: 14th January 2019

Best bank ever

Love that it is an online bank, instant recognition of transactions, contactless or chip and pin, love my pennies saving account. I could go on but it’s just the best! Reviewed on: 14th January 2019

The best UK bank by far!

First the app is amazing and in my opinion a superior experience to Anything else. And second Monzo just seem to care about their users. I have never been excited by my bank, but Monzo listen to user feedback and are delivering requested features at an amazing rate. I will never need a high street bank again, going with Monzo is one of the best financial decisions I've ever made. Reviewed on: 14th January 2019

Banking, But Better.

Everything you could expect from a bank, but simply better across the board. I have changed the way I use money, and have a deeper knowledge of my finances than ever before. Reviewed on: 14th January 2019

A breath of fresh air

How a bank should be in the 21st Century. Reviewed on: 14th January 2019

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