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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Absolutely brilliant bank

Terrific Customer Service. Terrific use abroad Reviewed on: 14th January 2019

Friendly, fast and innovative

Easy to sign up, with great responsive updates and lots of new ideas. Reviewed on: 14th January 2019

Amazing

Best bank ever. What more can I say. Reviewed on: 14th January 2019

Bloody marvellous

Everyone should switch to Monzo Reviewed on: 14th January 2019

Coral proud!

Proud to promote my bank to others, for the first time in ages. Glad to be part of what they're doing. Customer service is fast, and product keeps improving with each iteration. The app continues to add in components, making it easier and easier to convince others I made the right decision. Reviewed on: 14th January 2019

Best bank ever

No other uk bank can compete with monzo Reviewed on: 14th January 2019

Best Bank in my lifetime

Monzo is by far the best bank I have ever used, from tracking spending habits to curving addictions it has been a pleasure to use. Customer service is second to none and transparency is top of the list which is refreshing to say the least! Keep going guys, you deserve everything coming your way! Reviewed on: 14th January 2019

Best bank hands down.

The customer service is great the few times I am needed them. The app is just amazing regular feature updates and great experience! Reviewed on: 14th January 2019

Best Bank

So simple and customisable! Couldn’t be easier and customer support is the best ever Reviewed on: 14th January 2019

Everyone deserves monzo

Everyone deserves the opportunity to have a bank like monzo. Creative, efficient and a step above the rest in every way. If you want your banking made easier and need new and exciting way to save and keep track of your spending, you can literally become a monzo account holder in minutes. Reviewed on: 14th January 2019

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