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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Friendly, fast and innovative

5
Easy to sign up, with great responsive updates and lots of new ideas. Reviewed on: 14th January 2019

Amazing

5
Best bank ever. What more can I say. Reviewed on: 14th January 2019

Bloody marvellous

5
Everyone should switch to Monzo Reviewed on: 14th January 2019

Coral proud!

5
Proud to promote my bank to others, for the first time in ages. Glad to be part of what they're doing. Customer service is fast, and product keeps improving with each iteration. The app continues to add in components, making it easier and easier to convince others I made the right decision. Reviewed on: 14th January 2019

Best bank ever

5
No other uk bank can compete with monzo Reviewed on: 14th January 2019

Best Bank in my lifetime

5
Monzo is by far the best bank I have ever used, from tracking spending habits to curving addictions it has been a pleasure to use. Customer service is second to none and transparency is top of the list which is refreshing to say the least! Keep going guys, you deserve everything coming your way! Reviewed on: 14th January 2019

Best bank hands down.

5
The customer service is great the few times I am needed them. The app is just amazing regular feature updates and great experience! Reviewed on: 14th January 2019

Best Bank

5
So simple and customisable! Couldn’t be easier and customer support is the best ever Reviewed on: 14th January 2019

Everyone deserves monzo

5
Everyone deserves the opportunity to have a bank like monzo. Creative, efficient and a step above the rest in every way. If you want your banking made easier and need new and exciting way to save and keep track of your spending, you can literally become a monzo account holder in minutes. Reviewed on: 14th January 2019

Amazing experience

5
I’ve been with Monzo for the past 2 years and I m very happy with everything and always excited to see fellow Monzo users using their card randomly in London Reviewed on: 14th January 2019

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