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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3227% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Amazing

Monzo makes banking simple! Easy to use, easy to keep on top of all you in comings and outgoings. Then just when you thought they couldn’t get better they keep adding more and more features. Reviewed on: 14th January 2019

Best bank by a mile

The way that banking should be. Hassle free and fast! Reviewed on: 14th January 2019

Monzo is tops!

I have been using Monzo for some time and this is the first bank I actually care about. Great customer support at a time I choose, instant notifications and innovative new features Reviewed on: 14th January 2019

Excellent challenger bank

A bank that really helps people manage their money sensibly, and keep track of their spending in an easy, convenient manner Reviewed on: 14th January 2019

Love Monzo

My favourite feature is real time notifications Reviewed on: 14th January 2019

Changed my life, really

I used to bank with a legacy bank and forever felt lost in an overdraft, not knowing anything till 3 days later. In most cases costing money in charges. Monzo provided me a way to constantly feel on top of my finances. See bills ahead of time. See a constantly up to date balance, plus many more features. I have since never been in an overdraft and never felt more in control. I've since converted 8 friends to the future of banking. I really could talk about monzo all day long! Monzo changed my life in a financial state. Turned my mental state on finances from stressed to calm and positive. Reviewed on: 14th January 2019

21st Banking as it should be

Redefining banking. Out with the old legacy processes and and systems and in with the new. Excited to see where banking can go with the likes of Monzo. The big players must be deeply worried Reviewed on: 14th January 2019

Best bank

So way to use, best features New Age Reviewed on: 14th January 2019

Best banking product!

Moved from Starling to Monzo and have never looked back. Outstanding. Reviewed on: 14th January 2019

Great for budgeting!

I've been using the Monzo app to budget and manage my social spending. I love the round-up to the nearest £1 function to save a little extra money. Reviewed on: 14th January 2019

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