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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great app, service and usability

5
Monzo is a great bank that works great abroad and for everyday purchases. They have a fantastic app to accompany the current account card that has great usability and is easy to use. I also have a joint account with them and has useful features such as Money Pots to help saving and Bill Splitting. Reviewed on: 14th January 2019
Joe's avatar
Joe

Best experience for digital generation.

5
This bank puts the old school to shame. Instant view of transactions, no fiddly card readers to find or remember details - yet with the level of security to expect for your own money. Excellent. Reviewed on: 14th January 2019
David Duncan-Fraser's avatar
David Duncan-Fraser

Amazing - transforming banking

5
I have changed to monzo over a year ago and it has completely transformed how I spend save and get paid for the better, allowing me to see exactly where my money goes and comes in from. 10/10 recommend Reviewed on: 14th January 2019
jamie plummer's avatar
jamie plummer

Excellent experience

5
Easy to navigate. Quick to respond. That's just the app. Having live updates on my spending it amazing. And the customer service is some of the best I've dealt with. Also, having the ability to preject my spending is brilliant. This is how banks should be. Reviewed on: 14th January 2019
Lero's avatar
Lero

Smooth and clean

5
Helping me save my money on a daily basis. The best interface for an online banking app, everything is so straightforward and easy to use. Bank of the Year Reviewed on: 14th January 2019
Dylan's avatar
Dylan

I am now finacially stable

5
After years of burning the plastic and mismanagement I have finally finicially matured and it is simply down to the wonder that is Monzo. Reviewed on: 14th January 2019
Kayley Vincent's avatar
Kayley Vincent

Innovative with excellent customer service

5
Sign up is easy and quick. Information on transactions is instant with expenditure updated in real time so I know exactly what is going out of my account. Card freezing gives additional security. There is excellent expenditure analysis. Response to queries is really fast. Consultation with customers is genuine and I feel our requests are listened to in identifying new features. Expenditure overseas is really cheap with no additional transaction charges. Reviewed on: 14th January 2019
MCRM's avatar
MCRM

Best bank

5
So good compared to legacy banks. Reviewed on: 14th January 2019
Matthew Heald's avatar
Matthew Heald

Brilliant

5
brilliant app and customer service, lovely card colour and innovative features for Banking. easy and simple app Reviewed on: 14th January 2019
louis's avatar
louis

The Most Awesome Bank Ever.

5
I’ve been using Monzo off and on since the beta phase of their original launch. Since launching their current account, it’s now my primary bank. Excellent customer service, awesome app, and the transparency of everything they do means their a bank I can really trust! Reviewed on: 14th January 2019
Itsashleykent's avatar
Itsashleykent

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