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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3173% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Simple, elegant, brilliant!

Monzo has been the simplest bank account I have ever setup. Customer service is second to none, the bank is transparent and forward-thinking and it just works! Reviewed on: 14th January 2019

A bank for the modern era

So much functionality, ease of use, & time saving features not to mention the level of visibility it gives into your spending. Best next gen current account platform by far. Reviewed on: 14th January 2019

Stunning all rounder

Monzo has been delivering new functionality incrementally now for a couple of years. Ever expanding and exceeding the incumbants who are clearly playing catch-up! With numerous partnerships on the horizon, this expansion can only continue to the benefit of their customers. Reviewed on: 14th January 2019

Fantastic

Can track everything and save without trying. All the features make keeping track of money easier and the company cares unlike other banks Reviewed on: 14th January 2019

Simple and great customer service

The app is very feature rich and simple to use and the customer service provided in app is fantastic. Reviewed on: 14th January 2019

So many people

I've never had a serious problem with monzo, and all the minor issues have been fixed easily or are currently being redeveloped. I've already invited aproximately 10 people to the platform, most of which still use it and have brought more people too. I love their focus on transparency that you often don't get from most finance or tech companies, so to find it in a fintech company is amazing. Reviewed on: 14th January 2019

The future of banking

Monzo is the future of banking, all the rest are living in the dark ages. They deliver so much more than the old “competition”. Reviewed on: 14th January 2019

Best bank app ever

Unbelievable customer service and interaction Reviewed on: 14th January 2019

The best banking service out there.

It’s made banking simple, simply. Reviewed on: 14th January 2019

Great bank

Super convenient and none of the annoyances of highstreet banks. Reviewed on: 14th January 2019

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