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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18853 reviews)

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4.93

Based on 18,853 reviews, last reviewed 20th Mar 2026

53133% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Been with Monzo from day 1 Been with Monzo from day 1 while other banks rejects me from opening a current account due to no 3 year address in the UK, Monzo only needed my curren... Read more Reviewed on: 20th March 2026

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18853)

Can't live without it !!!

Perfect for my month to month budget. When it's gone it's gone. Saves me from over spending, check balance and you know what you have left. Have introduced 4 friends to this now, perfect !!!! Reviewed on: 16th August 2017

A simple stylish way of managing my money

I was introduced to Monzo by a friend and I can't thank her enough for it. Monzo has brought banking bang upto date and which is as refreshing as it sounds. It has made such a great difference in allowing me to manage my finances with ease, knowing exactly where my money is going. I could not recommend it enough. Reviewed on: 29th May 2017

Great product

Superb product with great support and communication to their users. Reviewed on: 8th May 2017

Super simple and friendly

I'm new to Monzo and found the set up and contact since has been fantastic. Great app and outstanding support Reviewed on: 5th April 2017

Modern Banking fit for the 21st Century.

OK, there not a bank yet, but Monzo has become my default card for spending. I load it with money when I am paid, so I know this money is separate and for spending. The spending Analytics are very good, it helps you keep track of what your spending and where in real time. There are also currently no FX fees so this card is good for spending of non-GBP websites. I like the fact that I get a notification everytime I spend on the card which helps me feel safe and secure knowing where my money is at all times. Reviewed on: 3rd April 2017

Revolutionary

I've been dissatisfied with my bank for a number of years, but Monzo fits the bill. Great app, so quick to open and receive my card, and I love the in-app budgeting and spending analysis. It's the future, now! Reviewed on: 28th February 2017

Amazing app based reporting and statements.

The android app completely revolutionises how bank statements and shown. Reviewed on: 6th February 2017

Great idea and on the right path but still a lot of things to do

It is so far the best prepaid card I've had Nice app and charts, quick system for top ups... The are a new company with great ideas but still lot's of things to implement and improve (Android is also behind iOS) Keen to see new updates and services this 2017 Reviewed on: 25th January 2017

Moving Banking Forward

The Monzo team are putting in immense effort to bringing UK banking into the future, and it's working! Through slow progress, they are creating a product that is a joy to use and moving the finance industry forward. In doing so making a banking product that is enjoyable and easy to use. Reviewed on: 11th January 2017

Impressive

Been using Monzo now for 12 months , some great features that are always expanding and improving, some changes led by listening to their customers. Instant real time notifications of your spend to your phone, great free from fees MasterCard FX rates on your holiday spend, evolving budgeting facilities on your phone , learn what you spend your money on, where you spend it , how often you spend it - thats the way to get some control over your finances Reviewed on: 7th December 2016

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