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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Overall positive - can't say that about many banks

5
The app, experience, staff responses, social media, speedy banking, initial interest / savings product - super positive overall. This is especially true when I compare to my high Street back accounts. Reviewed on: 14th January 2019
Dean's avatar
Dean

The Best Bank in the UK

5
Far superior to traditional banks. Excellent customer service and with more and better features than all others. Reviewed on: 14th January 2019
Mark Steven Paul's avatar
Mark Steven Paul

Simply the best bank!

5
Everything you could want and more to come every month. Reviewed on: 14th January 2019
Mark's avatar
Mark

A kinder more understanding bank.

5
A bank built for the future, with real time transactions and a much more transparent and helpful customer service team, with a useful app experience. I will always recommend them to friends and family. Keep going Monzo! Reviewed on: 14th January 2019
CD's avatar
CD

A*

5
Monzo is easy to use app what allows you to manage your finances much better and has great customer service Reviewed on: 14th January 2019
Ja's avatar
Ja

Finally a bank that really listens to its customers

5
A bank that is open to suggestions from its customers, and is open on and honest on the odd occasion when things do go wrong. Reviewed on: 14th January 2019
Mike Aldridge 's avatar
Mike Aldridge

A bank I actually enjoy using

5
Whenever I've used other banks I always felt very disconnected with them and my money, but with monzo im able to easily track my savings and my spending. Since joining I've saved more than ever and have never been left wondering how much money I had left for the month, and I've convinced many friends to join me. Reviewed on: 14th January 2019
Matt's avatar
Matt

The only bank I trust 100%

5
Monzo is the best bank I've ever used. It is easy and intuitive to use. The customer support get back to you very quickly and are very friendly. The most important thing to me though is the dialogue that Monzo has with its user community. They listen and they actively take on feedback. They admit flaws and they work on them. It builds a level of trust that I don't have with any other company, let alone a bank. And for that reason alone I love Monzo and I'll remain loyal Reviewed on: 14th January 2019
Jonny Brooks's avatar
Jonny Brooks

Amazing

5
Monzo makes banking simple! Easy to use, easy to keep on top of all you in comings and outgoings. Then just when you thought they couldn’t get better they keep adding more and more features. Reviewed on: 14th January 2019
Karl Johnston's avatar
Karl Johnston

Best bank by a mile

5
The way that banking should be. Hassle free and fast! Reviewed on: 14th January 2019
Dan Jones's avatar
Dan Jones

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