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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Best bank by a mile

The way that banking should be. Hassle free and fast! Reviewed on: 14th January 2019

Monzo is tops!

I have been using Monzo for some time and this is the first bank I actually care about. Great customer support at a time I choose, instant notifications and innovative new features Reviewed on: 14th January 2019

Excellent challenger bank

A bank that really helps people manage their money sensibly, and keep track of their spending in an easy, convenient manner Reviewed on: 14th January 2019

Love Monzo

My favourite feature is real time notifications Reviewed on: 14th January 2019

Changed my life, really

I used to bank with a legacy bank and forever felt lost in an overdraft, not knowing anything till 3 days later. In most cases costing money in charges. Monzo provided me a way to constantly feel on top of my finances. See bills ahead of time. See a constantly up to date balance, plus many more features. I have since never been in an overdraft and never felt more in control. I've since converted 8 friends to the future of banking. I really could talk about monzo all day long! Monzo changed my life in a financial state. Turned my mental state on finances from stressed to calm and positive. Reviewed on: 14th January 2019

21st Banking as it should be

Redefining banking. Out with the old legacy processes and and systems and in with the new. Excited to see where banking can go with the likes of Monzo. The big players must be deeply worried Reviewed on: 14th January 2019

Best bank

So way to use, best features New Age Reviewed on: 14th January 2019

Best banking product!

Moved from Starling to Monzo and have never looked back. Outstanding. Reviewed on: 14th January 2019

Great for budgeting!

I've been using the Monzo app to budget and manage my social spending. I love the round-up to the nearest £1 function to save a little extra money. Reviewed on: 14th January 2019

Simple, elegant, brilliant!

Monzo has been the simplest bank account I have ever setup. Customer service is second to none, the bank is transparent and forward-thinking and it just works! Reviewed on: 14th January 2019

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