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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo is tops!

5
I have been using Monzo for some time and this is the first bank I actually care about. Great customer support at a time I choose, instant notifications and innovative new features Reviewed on: 14th January 2019
James's avatar
James

Excellent challenger bank

5
A bank that really helps people manage their money sensibly, and keep track of their spending in an easy, convenient manner Reviewed on: 14th January 2019
Sean Winder's avatar
Sean Winder

Love Monzo

5
My favourite feature is real time notifications Reviewed on: 14th January 2019
Paul's avatar
Paul

Changed my life, really

5
I used to bank with a legacy bank and forever felt lost in an overdraft, not knowing anything till 3 days later. In most cases costing money in charges. Monzo provided me a way to constantly feel on top of my finances. See bills ahead of time. See a constantly up to date balance, plus many more features. I have since never been in an overdraft and never felt more in control. I've since converted 8 friends to the future of banking. I really could talk about monzo all day long! Monzo changed my life in a financial state. Turned my mental state on finances from stressed to calm and positive. Reviewed on: 14th January 2019
Joeld's avatar
Joeld

21st Banking as it should be

5
Redefining banking. Out with the old legacy processes and and systems and in with the new. Excited to see where banking can go with the likes of Monzo. The big players must be deeply worried Reviewed on: 14th January 2019
David's avatar
David

Best bank

5
So way to use, best features New Age Reviewed on: 14th January 2019
Warwick James's avatar
Warwick James

Best banking product!

5
Moved from Starling to Monzo and have never looked back. Outstanding. Reviewed on: 14th January 2019
lucasjohnston's avatar
lucasjohnston

Great for budgeting!

5
I've been using the Monzo app to budget and manage my social spending. I love the round-up to the nearest £1 function to save a little extra money. Reviewed on: 14th January 2019
HaleyB's avatar
HaleyB

Simple, elegant, brilliant!

5
Monzo has been the simplest bank account I have ever setup. Customer service is second to none, the bank is transparent and forward-thinking and it just works! Reviewed on: 14th January 2019
Dave's avatar
Dave

A bank for the modern era

5
So much functionality, ease of use, & time saving features not to mention the level of visibility it gives into your spending. Best next gen current account platform by far. Reviewed on: 14th January 2019
Dan's avatar
Dan

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