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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Stunning all rounder

5
Monzo has been delivering new functionality incrementally now for a couple of years. Ever expanding and exceeding the incumbants who are clearly playing catch-up! With numerous partnerships on the horizon, this expansion can only continue to the benefit of their customers. Reviewed on: 14th January 2019
Bruce Underkover's avatar
Bruce Underkover

Fantastic

5
Can track everything and save without trying. All the features make keeping track of money easier and the company cares unlike other banks Reviewed on: 14th January 2019
Elliot's avatar
Elliot

Simple and great customer service

5
The app is very feature rich and simple to use and the customer service provided in app is fantastic. Reviewed on: 14th January 2019
Mitch Pargeter's avatar
Mitch Pargeter

So many people

5
I've never had a serious problem with monzo, and all the minor issues have been fixed easily or are currently being redeveloped. I've already invited aproximately 10 people to the platform, most of which still use it and have brought more people too. I love their focus on transparency that you often don't get from most finance or tech companies, so to find it in a fintech company is amazing. Reviewed on: 14th January 2019
Alex Banks's avatar
Alex Banks

The future of banking

5
Monzo is the future of banking, all the rest are living in the dark ages. They deliver so much more than the old “competition”. Reviewed on: 14th January 2019
Kevin Coulson's avatar
Kevin Coulson

Best bank app ever

5
Unbelievable customer service and interaction Reviewed on: 14th January 2019
Paul's avatar
Paul

The best banking service out there.

5
It’s made banking simple, simply. Reviewed on: 14th January 2019
Jake Sandford's avatar
Jake Sandford

Great bank

5
Super convenient and none of the annoyances of highstreet banks. Reviewed on: 14th January 2019
Jon's avatar
Jon

Amazing

5
Monzo is the best bank in the world Reviewed on: 14th January 2019
Bradley Corrigan's avatar
Bradley Corrigan

Gamechangers

5
Innovation, common sense and a modern approach to banking. Reviewed on: 14th January 2019
Martin Ledgard's avatar
Martin Ledgard

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