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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Gamechangers

Innovation, common sense and a modern approach to banking. Reviewed on: 14th January 2019

Everything and More

Love everything about Monzo from their innovative ideas, to the clean up to date app, the regular and useful updates (mainly ideas from their community forums) and the company's overall outstanding human customer support Reviewed on: 14th January 2019

Awesome!

Great customer service, intuitive app and I feel I am valued as an account holder. Reviewed on: 14th January 2019

Best bank by far

Couldn't be happier with Monzo. Spending tracking, easy savings and amazing customer service make it impossible to beat. Can't rave about them enough Reviewed on: 14th January 2019

Most Enjoyable Banking Experience

Right from setting up an account to managing money, savings and splitting bills with friends, the Monzo experience is a pleasure. Reviewed on: 14th January 2019

The best banking experience I've ever had

Monzo has been a game changer for me. It has given me more control over my financial life and has become an asset that contributes to my life and makes it that little bit easier and stress-free. Highly recommend! Reviewed on: 14th January 2019

Its a lovely bank

Monzo have been very helpful as a bank. I’m glad I switched to them. They have some useful original features and helped me sort out my finances. Thanks Monzo! Reviewed on: 14th January 2019

Best Bank account and App by far

The App has so much functionality it allows me to budget and manage my money with ease. I can pay and get paid by friends and family instantaneously when out and the security check when buying online is a brilliant safety feature Reviewed on: 14th January 2019

Customer friendly bank that puts you back in control of your finances

Fantastic user experience, and powerful insight into spending all at your fingertips Reviewed on: 14th January 2019

fantastic banking experience

Fantastic bank. Secure and modern. Very convenient and great functionality. Very happy with the experience. Reviewed on: 14th January 2019

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