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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19408 reviews)

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4.85

Based on 19,408 reviews, last reviewed 29th May 2026

24% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Great for trips abroad

Mastercard base exchange rate with no fees and free cash withdrawal makes this great to use on trips abroad. The app allows instant monitoring of transactions as well. Great product. Reviewed on: 11th November 2018

Phenomenal customer service

Out of this world app, great engineering, fantastic support, completely and utterly fair overdraft. Reviewed on: 11th November 2018

Fair, Fast and Free

Monzo is like a breath of fresh air. I can see exactly where my money is at all times and feel in control of it. Reviewed on: 11th November 2018

Amazing

Switched from HSBC as soon as I could and haven't looked back since. Almost every aspect is leaps and bounds ahead of what high street banks are probably even technically capable of offering. Reviewed on: 11th November 2018

Wonderful

So much innovation in their approach. Has changed my relationship with money Reviewed on: 11th November 2018

The new standard

Having dotted between a number of current accounts, Monzo is really changing the game. Everything about it is better, easier, faster, more convenient. Forget your pin; they’ll remind you within minutes; need to send money - no such thing as a card reader; want to remember where you spent that money? - find out your exact geographical location. Who else does all that? Certainly not the dinosaur banks. Reviewed on: 10th November 2018

Easiest bank account ever!

Monzo makes it so easy to see and understand up to date spending - and low exchange rates makes it so much easier to control spending abroad compared to exchanging cash! Reviewed on: 10th November 2018

Bank of the future

Excellent products, transparent operation, inspiring. Reviewed on: 10th November 2018

Awesome current account

Monzo has become my sole current account provider thanks to being super transparent, refreshingly conversational and personal rather than an old fashioned corporate stuffy bank. The app is extremely easy to use with amazing innovations that other now emulate. Have already had 5 other people sign up following my recommendation and they haven't looked back since. Reviewed on: 10th November 2018

Future of banking

Everything I need from a bank without any of the BS Reviewed on: 10th November 2018

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