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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
99% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Not bad at all

3
Great benefits, but still get charges for use Reviewed on: 14th November 2018
Davek49's avatar
Davek49

Astonishing

5
Super happy with the product and customer service Reviewed on: 14th November 2018
Anonymous's avatar
Anonymous

Great bank

5
I love the pots and being able to use the app for everything Reviewed on: 14th November 2018
Becky Keating's avatar
Becky Keating

Consistently great customer service and products

5
Monzo has grown exponentially, but has never lost its dedication to its customers. Unlike so many other banking services, they accept criticism gracefully and work to improve them, and listen to customer suggestions and actively develop features to consumer needs, rather than what would be 'easy' for them to roll out. Reviewed on: 14th November 2018
gronkiscrunk's avatar
gronkiscrunk

A great FinTech bank hitting all the right spots.

5
Love how I can track my spending and help budget easily. Comes with complete transparency with pending transactions and the companies communications keep the community in the loop about everything. Reviewed on: 13th November 2018
Skinnx86's avatar
Skinnx86

Easy, great just service

5
The app is brilliant - instant notifications, great customer service. Reviewed on: 13th November 2018
Paul Mollitt's avatar
Paul Mollitt

The future of banking!

5
I am so impressed with monzo, from the easy to use App to its instant on screen notifications! I think Monzo is now where banking will be as standard in five or ten years! Very happy with my Monzo account. Peter (Leeds). Reviewed on: 12th November 2018
Peter Alastair Jimminson's avatar
Peter Alastair Jimminson

Best Bank!

5
Brilliant customer service and great app that works brilliantly with friends Reviewed on: 12th November 2018
Finlay's avatar
Finlay

User friendly financial tracker

5
I've been with Monzo since 2016, whilst a lot have change has occurred the overall experience for the end user has remained high. Reviewed on: 12th November 2018
CDobson95's avatar
CDobson95

Great

5
Best customer service, excellent app. Reviewed on: 12th November 2018
Rob G's avatar
Rob G

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