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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great Banking Experience

5
Great bank all-round. The app is very user-friendly and whenever I had an issue, it was promptly resolved by their CS staff. Reviewed on: 17th November 2018
MrRobot's avatar
MrRobot

revolutionary banking

5
monzo has changed my whole relationship with budgeting - everyone should be given one at school Reviewed on: 17th November 2018
Verity's avatar
Verity

Not bad at all

3
Great benefits, but still get charges for use Reviewed on: 14th November 2018
Davek49's avatar
Davek49

Astonishing

5
Super happy with the product and customer service Reviewed on: 14th November 2018
Anonymous's avatar
Anonymous

Great bank

5
I love the pots and being able to use the app for everything Reviewed on: 14th November 2018
Becky Keating's avatar
Becky Keating

Consistently great customer service and products

5
Monzo has grown exponentially, but has never lost its dedication to its customers. Unlike so many other banking services, they accept criticism gracefully and work to improve them, and listen to customer suggestions and actively develop features to consumer needs, rather than what would be 'easy' for them to roll out. Reviewed on: 14th November 2018
gronkiscrunk's avatar
gronkiscrunk

A great FinTech bank hitting all the right spots.

5
Love how I can track my spending and help budget easily. Comes with complete transparency with pending transactions and the companies communications keep the community in the loop about everything. Reviewed on: 13th November 2018
Skinnx86's avatar
Skinnx86

Easy, great just service

5
The app is brilliant - instant notifications, great customer service. Reviewed on: 13th November 2018
Paul Mollitt's avatar
Paul Mollitt

The future of banking!

5
I am so impressed with monzo, from the easy to use App to its instant on screen notifications! I think Monzo is now where banking will be as standard in five or ten years! Very happy with my Monzo account. Peter (Leeds). Reviewed on: 12th November 2018
Peter Alastair Jimminson's avatar
Peter Alastair Jimminson

Best Bank!

5
Brilliant customer service and great app that works brilliantly with friends Reviewed on: 12th November 2018
Finlay's avatar
Finlay

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