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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
99% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

The Full Monzo

5
The whole family have moved to Monzo now. The kids can buy groceries and just split the bill 100% to the parents. Pocket money etc. Goes straight into their Monzo account. Use it all the time abroad. Me paying the bill and splitting between friends. Reviewed on: 12th November 2018
Mark Hopley's avatar
Mark Hopley

Banking for the next generation

5
Monzo has given me a much better understanding of my monthly spending, it lets me know how much I actually have to spend after subscriptions/rent have gone out and the instance notifications and readable transactions kept spending under control. Couldn't do without it anymore! Reviewed on: 12th November 2018
Thomas Guthrie's avatar
Thomas Guthrie

Amazing Customer Service

5
Monzo has the best customer service team of any bank I have ever seen. A really down to earth team who simply have a pleasant chat with you while they efficiently deal with your issues. Plus, being able to contact support directly through the app rather than having to go out to a website or into a branch is definitely a big plus to me. Reviewed on: 12th November 2018
Nathan Steer's avatar
Nathan Steer

Convenient and refreshing

5
Great app to check and manage spending, automatically collecting spare change quick and easy to send money to other users and banks. One of the first banks to bring out the instant freeze and unfreeze card options. Instant customer service via IM. No waiting on the phone for hours to speak to foreign contact centres. However there is no easy way to deposit cash right now and their overdraft appears overpriced. Reviewed on: 12th November 2018
Dane's avatar
Dane

Great bank, both me and my wife have one

5
Joined Monzo as part of the beta, never turned back. Great bank. Reviewed on: 12th November 2018
Matthew Dickinson's avatar
Matthew Dickinson

Innovative

4
A really good current account that has technology at the forefront. Monzo provides a comprehensive service that allows you to bank in a modern, efficient and versatile way. It is easy to use and is a service that has been very practical in my everyday banking and finance decisions. Reviewed on: 11th November 2018
Maisy Elizabeth Jones's avatar
Maisy Elizabeth Jones

The new way to bank

4
I love how easy Monzo is, it made internatinal banking so easy. I love how easy it is to split payments with friedns and the fact that money leaves the account as soon as a payment has been made. The app is easy to use and has budget trackers and cool features like rounding payments to the nearest pound, helping to save money. Reviewed on: 11th November 2018
Harry Alty's avatar
Harry Alty

Excellent

5
Great bank with loads of good feature and excelllent customer service Reviewed on: 11th November 2018
sarahrcj's avatar
sarahrcj

Raises the bar for service

5
Monzo has been amazing, incredible insights into my spending, the ability to freeze the card when I mislay it and incredible customer support. Reviewed on: 11th November 2018
Sacha's avatar
Sacha

Very handy app

5
The app is great. Having used a few banking apps i think Monzo's is one of the best. Very easy to use, and tells you your daily spend with notifications after each transaction (a god send on a night out). The rounding up feature on the savings pots is an effortless way to save a bit. Reviewed on: 11th November 2018
Harry Enticknap's avatar
Harry Enticknap

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