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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
99% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Fast and easy

5
Instant notification, easy money management and fantastic support. What I have been most impressed with is the total transparency between the bank and customer that you don't see from many other competitors. Reviewed on: 11th November 2018
Beafle's avatar
Beafle

Great for trips abroad

4
Mastercard base exchange rate with no fees and free cash withdrawal makes this great to use on trips abroad. The app allows instant monitoring of transactions as well. Great product. Reviewed on: 11th November 2018
Robin Knox's avatar
Robin Knox

Phenomenal customer service

5
Out of this world app, great engineering, fantastic support, completely and utterly fair overdraft. Reviewed on: 11th November 2018
kn100's avatar
kn100

Fair, Fast and Free

5
Monzo is like a breath of fresh air. I can see exactly where my money is at all times and feel in control of it. Reviewed on: 11th November 2018
GarethTheNerd's avatar
GarethTheNerd

Amazing

5
Switched from HSBC as soon as I could and haven't looked back since. Almost every aspect is leaps and bounds ahead of what high street banks are probably even technically capable of offering. Reviewed on: 11th November 2018
Anonymous's avatar
Anonymous

Wonderful

5
So much innovation in their approach. Has changed my relationship with money Reviewed on: 11th November 2018
Kingh32's avatar
Kingh32

The new standard

5
Having dotted between a number of current accounts, Monzo is really changing the game. Everything about it is better, easier, faster, more convenient. Forget your pin; they’ll remind you within minutes; need to send money - no such thing as a card reader; want to remember where you spent that money? - find out your exact geographical location. Who else does all that? Certainly not the dinosaur banks. Reviewed on: 10th November 2018
Matthew Glancy's avatar
Matthew Glancy

Easiest bank account ever!

5
Monzo makes it so easy to see and understand up to date spending - and low exchange rates makes it so much easier to control spending abroad compared to exchanging cash! Reviewed on: 10th November 2018
Ed Jeffreys's avatar
Ed Jeffreys

Bank of the future

5
Excellent products, transparent operation, inspiring. Reviewed on: 10th November 2018
Paul Etheridge's avatar
Paul Etheridge

Awesome current account

5
Monzo has become my sole current account provider thanks to being super transparent, refreshingly conversational and personal rather than an old fashioned corporate stuffy bank. The app is extremely easy to use with amazing innovations that other now emulate. Have already had 5 other people sign up following my recommendation and they haven't looked back since. Reviewed on: 10th November 2018
Andyg68uk's avatar
Andyg68uk

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