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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19408 reviews)

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4.85

Based on 19,408 reviews, last reviewed 29th May 2026

24% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Best Bank In My Opinion

Absolutely love Monzo! Easy to set up an account, quick delivery of the debit card and payments back to the card clear faster than any bank I have ever banked with. Customer service is second to none and the community is very friendly. Definitely a convert here! Reviewed on: 10th November 2018

Best bank account Ive ever used

Between their amazing product and stellar customer service, every aspect of my Monzo experience has been a great one. Next day card replacements, instant notifications, fantastic budgeting tools and more all feed into my daily use, and it’s changed the way I work with my money Reviewed on: 10th November 2018

Reliable easy to use

Reliable platform Transparent road map Innovative features Reviewed on: 10th November 2018

It's changed my financial life.

Monzo's smart user interface and customer focus has made banking and taking care of my finances an enjoyable part of my life. Using the pots feature along with its smart API integration my ability to budget has improved no end. I tell everyone about monzo. Reviewed on: 10th November 2018

A fantastic bank

A bank that is eager to innovate. Reviewed on: 10th November 2018

Completely changed how I look at my money

Since having a Monzo current account I have found it so much easier to track my spending and get my savings up and running again! Monzo.me is revolutionary! Reviewed on: 10th November 2018

Brilliant

A true account for the 21st century Reviewed on: 10th November 2018

Just the best

Their app is so useful for budgeting, you can really see when you're spending too much. Setting money aside in pots is so useful. Saved money without trying with roundups.. Customer service is the best.. and I also bank with First Direct Reviewed on: 10th November 2018

Upcoming Bank

They have a ways to go, but fanastic progress Reviewed on: 10th November 2018

Becoming the best current account

They still have a ways to go, but fantastic progress this year! Reviewed on: 10th November 2018

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