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Monzo: Current account reviews

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4.92
Based on 19,218 reviews, last reviewed 7th Apr 2026
97250% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
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1%

Latest highest rating:

5

Easy to use and great service Easy to use aboard. Easy to transfer money to people. Simple to use. Great service. Reviewed on: 7th April 2026
Emily 's avatar
Emily

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19218)

How banking should be done

5
Designed in the open, public roadmap, conversion with their clients. Transparency and a good product Reviewed on: 21st December 2017
Marco Cedaro's avatar
Marco Cedaro

The futute

5
Awesome efficient modern innovative Reviewed on: 20th December 2017
Michael Mccarthy's avatar
Michael Mccarthy

Start of something great

5
Theyäó»re on to something here and I hope they can keep the energy to innovate and engage customers. Their open, personable and definitely show the human side. Iäó»ve had a couple of occasions where Iäó»ve had to contact them via the app, very impressed with the set-up and response. Reviewed on: 16th December 2017
Anonymous's avatar
Anonymous

Great Bank

5
User friendly, easy and slick. The future of banking Reviewed on: 14th December 2017
Michael Oakes's avatar
Michael Oakes

great experience

5
transparent and fast friendly customer service, just what I need! Reviewed on: 4th December 2017
toby's avatar
toby

The Best

5
Easy to use, pay friends (if they have a monzo account) and use overseas Reviewed on: 22nd November 2017
Anonymous's avatar
Anonymous

Great alternative to big banks

5
Bank account with fantastic app and brilliant travel options. Community and communication from company is great. Reviewed on: 21st November 2017
Frank Brewster's avatar
Frank Brewster

The future of banking

5
I started with a Monzo pre-paid card to take on holiday to the USA, I was really impressed by the way the card worked especially no ridiculous charges. I've now upgraded to the Monzo current account which I find brilliant the account works through a mobile app which updates credits and debits almost immediately. So pleased I've closed my high street bank account and have much better control over my money and budget. Reviewed on: 20th November 2017
Neil Whybrew's avatar
Neil Whybrew

Visionary

4
Monzo provides an easy to access breakdown of your spending so you can look where your main outputs are and how you can manage them better. The free fee's for withdrawing abroad is also incredibly helpful. Reviewed on: 8th November 2017
Rhys Kibble's avatar
Rhys Kibble

The future is here already !

5
Perfect - those old high street banks are looking like dinosaurs after the comet hit the planet! Reviewed on: 7th November 2017
Chris FLYNN's avatar
Chris FLYNN

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