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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19408 reviews)

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4.85

Based on 19,408 reviews, last reviewed 29th May 2026

24% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

The way banking should be!

From the signup to the amazing customer support (that I’ve only used twice and one of those times had nothing to do with this bank), it’s been great. Reviewed on: 12th February 2018

Great start up back

Love this start up back it’s a refreshing new back on the market and offers great customer service Reviewed on: 11th February 2018

Best bank

Fantastic customer service and the fastest banking experience I’ve ever had Reviewed on: 11th February 2018

simplicity and oustanding customer support

This is a bank who truly cares about its customers. Flawless product and impeccable customer service. Reviewed on: 10th February 2018

Monzo is what banking should be like

I've used Monzo since it was in Alpha, I recognised the potential very early on. Having been through several different bank accounts. Each with its own flavour of atrocious online offering. Everything that made me think 'why is this so hard for a bank to get right?', Monzo got right from the outset. More than just that, Monzo listened and responded regularly to customer feedback and much of the functionality people love about Monzo today, can be traced back to a user in the feedback forums. The app is easy to use and painless, the whole experience is a breeze, and it proves that if you can master the online experience, you don't need physical branches. Keep it up Monzo, you are awesome! Reviewed on: 9th February 2018

Best bank ever!

Amazing functionality. Fantastic customer support. Slick app. Modern tech. What more could you want! Reviewed on: 9th February 2018

Instantly notifying antiquated bank killer

When using my previous banks’ online banking I was never confident my account balances were correct and this led to endless charges for unintentionally going over my overdraft limit. Monzo has revolutionised my budgeting, and prevented these charges with its instant payment notifications, simple spending breakdown and easy to set up wallets. I will not be returning to a conventional bank. Reviewed on: 9th February 2018

Excellent Customer Service and Money Visibility

Whenever I’ve had to get in touch with Monzo, whoever I’ve spoken to has been really helpful and friendly. I love Monzo’s transparency. I think the app is great and love how it allows me to easily see where I spend my money and how much I am spending. Reviewed on: 9th February 2018

Banking re-imagined

Not only an excellent product, but outstanding customer service. After using Monzo I wouldn't go back to another bank. This is the third 'challenger' bank I've used (after N26 and Starling) and Monzo was the only one which made me want to leave my only bank behind. Reviewed on: 9th February 2018

Amazing experiences with monzo

Super happy with the features and quality of my new bank Reviewed on: 9th February 2018

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