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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 4th Jun 2026

18% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Fab app, easy to use and manage finances The app is so easy to use, makes everything visible in one place and makes organising your finances a breeze Reviewed on: 4th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

The way forward

Instant updates of when you spend money and everything is managed on my mobile phone. Easy to use and amazing customer service Reviewed on: 9th February 2018

monzo

Great way to keep track of spending. Reviewed on: 9th February 2018

Customer service is excellent and the app is so easy to use.

By far the best challenger bank. Although a little slower on features than other startups, I feel they do things the right way. Reviewed on: 9th February 2018

Monzo is the best

Monzo is the easiest banking service i have ever used. Reviewed on: 9th February 2018

A real refreshing approach and offering to banking. Their customer service is among the best in the world.

Simply put, awesome! This is what customer service should feel like. Responsive, open, honest and pioneering. I can't wait for them to move over to the current account and bring out amazing new features. Reviewed on: 9th February 2018

Efficient

Just recently opened up a monzo account a couple of weeks ago, so far so good! Very easy to use and is a great tool for keeping a close eye on the pennies! :-) Reviewed on: 9th February 2018

Helps to manage your spending and great for purchases abroad!

Great customer service + fun and super easy-to-use app. Having a main bank account with great FX rates is awesome too. Reviewed on: 9th February 2018

Banking at its best

Love the instant notifications, customer support, and all round tone of this company. Reviewed on: 9th February 2018

Fantastic user experience

Simple, straight forward and innovative. Reviewed on: 9th February 2018

Best bank ever

It works very well, it’s free and never tried to screw me. Reviewed on: 9th February 2018

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