Smart Money People Logo

Monzo: Current account reviews

4.93
Based on 18,797 reviews, last reviewed 17th Mar 2026
51333% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Wish I’d have know sooner So happy to have found this great account, my only regret is I didn’t find it sooner, Monzo make budgeting your money and saving easy, Monzo pots are ... Read more Reviewed on: 17th March 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026
Mo's avatar
Mo

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (18797)

Brilliant

5
Brilliant… easy to use and excellent service Reviewed on: 25th March 2025

All good bank facilities Flexible

5
All good bank facilities Flexible Reviewed on: 24th March 2025

10/10 five star service every time

5
I’ve never had a bad experience with them the staff are very helpful and friendly I feel like they are trustworthy and honest Reviewed on: 24th March 2025

Top choice for new arrivals in the UK

5
When I first arrived in the country, no one wanted to open a bank account with me and that's where Monzo stepped up. It was so easy to set up a current account as a new immigrant in the UK and this is a massive selling point for their products. Reviewed on: 24th March 2025

Monzo is a great bank, so quick and easy to use.

5
Monzo is a great bank, so quick and easy to use. They have so many features that help you save and keep an eye on your finances... it really is everything you need in a bank Reviewed on: 24th March 2025

The easiest way to bank

5
Everything is so easy to find, app is fantastic and managing money is clear and safe. The features are brilliant and the benefits very good value for money. Reviewed on: 24th March 2025

The best ever!

5
Easy to use. I love it! No issues so far. Whenever I have a problem with a payment and reach out, I get it resolved in 2 -3 working days which is super quick for me. Kudos, Monzo! Reviewed on: 24th March 2025

Poor customer support

1
Their customer service is shockingly poor—what should have been a simple issue turns into week long ordeal Reviewed on: 24th March 2025

Easy accesses opening easy transferEasy loan

5
Easy accesses opening easy transferEasy loan Reviewed on: 24th March 2025

Monzo has a way of bringing to my knowledge the cash...

5
Monzo has a way of bringing to my knowledge the cash back opportunities. More so, Monzo renders good customer service. Reviewed on: 23rd March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.97 from 833 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3058 reviews
    Monzo
    View all products