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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Good experience, I like how easy the app is to use

5
Good experience, I like how easy the app is to use and the way you can sort your money into pots and how easy it is to request money from others etc Reviewed on: 22nd January 2026
SFY's avatar
SFY

Monzo I find a very good bank they seem better than...

5
Monzo I find a very good bank they seem better than most High street banks , they help they are there and assist Reviewed on: 22nd January 2026
Alan Rhodes 's avatar
Alan Rhodes

I think Monzo are great!

5
I think Monzo are great! They are so helpful if you have any issues and they offer so many benefits if you want to join the membership “perks”. Which with the high interest rate they offer for savings accounts it’s a no brainer really. Reviewed on: 22nd January 2026
James Grant's avatar
James Grant

Best app!

5
Best app! Early payments. And the saving challenge is brill. Reviewed on: 22nd January 2026
Bethany W's avatar
Bethany W

excellent

5
The application is very good and has a very good cashback at all times. Reviewed on: 22nd January 2026
Fatmir's avatar
Fatmir

Customer service is excellent and the best bank serv...

5
Customer service is excellent and the best bank service I have had Reviewed on: 22nd January 2026
Kyle G's avatar
Kyle G

I am very impressed with Monzo.

5
I am very impressed with Monzo bank as it is very easy to save up and create sinking funds, it has great interest rates and you can also open an ISA with the. It is a great bank. Reviewed on: 22nd January 2026
Ewa Adamska's avatar
Ewa Adamska

Fast and easy to understand app.

5
Fast and easy to understand app. Regular and clear updates to products and services Reviewed on: 22nd January 2026
Dan s's avatar
Dan s

Monzo is a very slick app, you can have pots, check...

5
Monzo is a very slick app, you can have pots, check your mortgage and explore what over payments would do, track and trace pensions and investment at whatever risk level you feel comfortable with, you also have the opportunity to get a double payday!! I love Monzo it’s, realtime banking, if a payment is gone or due it tells you, clear honest banking. Reviewed on: 22nd January 2026
Steven T's avatar
Steven T

Monzo best bank

5
Good to help you save and easy to use. App is very user friendly Reviewed on: 22nd January 2026
MARK MCALLISTER 's avatar
MARK MCALLISTER

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