Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18797 reviews)

View other Monzo products

4.93

Based on 18,797 reviews, last reviewed 17th Mar 2026

51333% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Wish I’d have know sooner So happy to have found this great account, my only regret is I didn’t find it sooner, Monzo make budgeting your money and saving easy, Monzo pots are ... Read more Reviewed on: 17th March 2026

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18797)

I've been with Monzo from the get go

I've been with Monzo from the get go and the experience has improved year after year, the new additions make saving, investing and pensions all the simpler. Reviewed on: 26th March 2025

Great bank exactly what I need from an internet bank...

Great bank exactly what I need from an internet bank I use for budgeting purposes. Much better than the high street alternative and the app is fantastic. Brucie bonuses every so often too makes it all the better Reviewed on: 26th March 2025

Making Money Fun Again

Monzo is easy to use, intuitive, and let's me know more about the opportunities I have to do more with my money. Their customer service is always on point - as is their LinkedIn! Innovative, fun, and accessible, Monzo is what money should be about - independence and being able to enjoy a little more. Reviewed on: 26th March 2025

Great app great service easy to use great cash back

Great app great service easy to use great cash back Reviewed on: 26th March 2025

A Game-Changer for Banking Monzo is the Future!

A Game-Changer for Banking – Monzo is the Future! I’ve been using Monzo for over a year now, and I can confidently say it’s been a complete game-changer for my banking experience. From the user-friendly app to the seamless service, everything about Monzo stands out. First off, the app is incredibly intuitive and easy to navigate. I can quickly check my balance, make transfers, and track spending with just a few taps. I love how it categorizes my transactions automatically – it’s been such a helpful tool in keeping my budget on track. The instant notifications about spending are also a huge plus, and they’ve helped me stay on top of my finances in a way traditional banks never did. Reviewed on: 26th March 2025

Simple & effective

Having a clear and user firendly platform that seamlessly integrates into my life. Notifications when needed, good FAQ section and the best platform to manage money into pots, have great oversight for finances and be flexible in how I manage my money. Everything a customer needs with the ability to be dynamic and quick when it comes to suddenly needed a new product, getting curious about investing or just saving for a rainy day. Reviewed on: 26th March 2025

Everything just works.

Everything just works. I don’t need a person or branch (good job) and so it has to work. The choices of account type are helpful, giving flexibility and the functionality available is 10/10. Like pits to segregate money, like ability to share bills easily. Reviewed on: 26th March 2025

Monzo is amazing in every way.

Monzo is amazing in every way. The user interface, the product , and the easiness. Reviewed on: 26th March 2025

Monzo is a good banking system and I am enjoying it

I had a very bad experience with an authorised actions on My Monzo MasterCard, but it was all sorted out now. One love bless. Reviewed on: 25th March 2025

Love the simplicity of the App.

Love the simplicity of the App. Request payments function is fantastic! Presentation and integration of family cards is brilliant. Creating pots is a great way of saving! Reviewed on: 25th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Smart current account (discontinued)
from Fidor Bank (inactive company) 1.92 from 13 reviews
Student Additions Account
from Barclays 4.55 from 92 reviews
Current Account
from permanent tsb 2.06 from 15 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 833 reviews
Flex Purchase credit card
from Monzo 4.97 from 3058 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub