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Monzo: Current account reviews

4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Great account with fantastic features!

5
Great account with fantastic features! Reviewed on: 6th May 2025

My favourite Monzo features

5
I love that I can use my card abroad without any extra charges & also the ‘split the bill’ feature, being able to request the money you require from others Reviewed on: 5th May 2025

Good for savings and knowing spending.

5
Good for savings and knowing spending. Reviewed on: 5th May 2025

Ever since I signed up I never looked back

5
Ever since I signed up I never looked back Reviewed on: 3rd May 2025

I use my current account when travelling abroad.

5
I use my current account when travelling abroad. It’s super easy and saved me charges. Reviewed on: 1st May 2025

Best banking app so far

5
No issues with the app at all, works smoothly, gives you clear understanding of expenses. Useful switch between spending categories and vendors. Reviewed on: 1st May 2025

Exceeds expectations

5
Always great customer service and products that continual exceed my expectations Reviewed on: 1st May 2025

The complete package

5
Great comms, products perfect for everyday life, fabulous social media team Reviewed on: 1st May 2025

Excellent service with great money management tools

5
I have been a Monzo customer for just over a year now, and as I have explored more of what Monzo offers I have become more and more delighted with the service they offer. OK some features are hidden behind a monthly premium subscription, but even the free version allows for a wide range of customisation and management options for you to better manage your money. Excellent service! Reviewed on: 29th April 2025

Monzo current

5
Good experience across a range of products, excellent design and presentation of information. Reviewed on: 29th April 2025

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