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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Monzo's current accounts provides all the benefits o...

5
Monzo's current accounts provides all the benefits of a challenger bank with a polished and transparent experience with cool quirks, but also provides the reliability and trustworthyness of a traditional bank Reviewed on: 8th June 2025
Rhys's avatar
Rhys

Terrible, unreliable and disorganised customers serv...

1
Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025
Paul nolan's avatar
Paul nolan

My thoughts on Monzo

5
Been with them since 2018 and they’ve been innovating ever since! Reviewed on: 24th May 2025
Patrick 's avatar
Patrick

Very easy to set up, easy to breakdown spending and...

5
Very easy to set up, easy to breakdown spending and saving etc. user friendly app, quick response on raising issues especially those linked to fraud. Great that you can open different pots and have a fantastic tiered system for more delux options. Reviewed on: 23rd May 2025
Abigail 's avatar
Abigail

so good, wouldnt change ever, so simple to sign up...

5
so good, wouldnt change ever, so simple to sign up too Reviewed on: 20th May 2025
millie g's avatar
millie g

i’m using since 4 years i would like to tell its so...

5
i’m using since 4 years i would like to tell its so easy to use and make you’re life easer with Monzo. Reviewed on: 13th May 2025
Shahbaz Khan's avatar
Shahbaz Khan

Incredibly slick app with many useful features.

5
Incredibly slick app with many useful features. Really appreciate how transparent they are about the software and technical tools they use, very interesting to read how they have tackled different software development challenges. Reviewed on: 12th May 2025
Luke's avatar
Luke

I love that Monzo has outstanding features like spli...

5
I love that Monzo has outstanding features like splitting bills and creating pots for budgeting. Also, it's very good if you use it abroad with no fees. Reviewed on: 8th May 2025
Muskan Alam's avatar
Muskan Alam

They are not going back in town until tomorrow and t...

5
They are not going back in town until tomorrow and they have to go out and get a new car Reviewed on: 8th May 2025
Hamid S's avatar
Hamid S

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