Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18800 reviews)

View other Monzo products

4.93

Based on 18,800 reviews, last reviewed 18th Mar 2026

51433% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Amazing customer service, quick to respond online ch... Amazing customer service, quick to respond online chat and also on the phone. Love their socials and how they are engaging with the younger audience Reviewed on: 18th March 2026

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18800)

Monzo's interface and pots tool helped me learn how...

Monzo's interface and pots tool helped me learn how to save. It enabled me to save enough money for my house deposit and even to this day saving money every month and using pots to categorise. The customer service I've recieved with them has been great and they are able to answer my questions when needed. Reviewed on: 20th March 2025

10/10 Experience with Monzo

I always have a great experience with Monzo. I love the round-up feature and ease when spending money abroad. Reviewed on: 20th March 2025

I love Monzo, always use Monzo, Monzo is amazing.

I love Monzo, always use Monzo, Monzo is amazing. Reviewed on: 20th March 2025

Even the idiots can use it

So simple and easy to use, transferring money is quick and simple Reviewed on: 20th March 2025

Singlehandedly saved my finances

Monzo has made my budgeting a breeze and has singlehandedly saved my finances. I really appreciate the instant notifications every time your account is debited or credited. Another thing I love is that I can get paid the afternoon before payday. They also have some decent savings plans options. Wholeheartedly recommend this bank to anyone. Reviewed on: 20th March 2025

Easy to use and good functionality

Easy to use and good functionality Reviewed on: 20th March 2025

Incredible perks and features

I have a Perks account which has very useful perks and makes it extremely easy to track my spending, credit history, linking all my accounts and more! It's a great addition to my financial arsenal, it provides great easy access savings pots, and hassle free goal setting Reviewed on: 20th March 2025

Turning banking on its head

I have a business, personal and children’s current account with Monzo. Everything Monzo does has been thought through from the users perspective- from its app to customer service. I can move to another bank anytime but I choose to stay with Monzo because I genuinely enjoy the experience of being properly banked! Reviewed on: 20th March 2025

Monzo for Life

I have been a Monzo account user for a few years now and I wouldn’t look back. I have a current account max plan, joint account with my partner and now a Flex account too. The perks, the character and the good customer service makes it hard to even think about leaving. I also love my weekly free Greg’s sausage roll too Reviewed on: 20th March 2025

Monzo or nothing !

It’s been a great experience banking with Monzo they organized structure is impeccable and unbeatable by other banks. Reviewed on: 20th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from M&S Bank - Marks and Spencer 2.52 from 154 reviews
Gold account
from NatWest 4.48 from 365 reviews
Accounts
from Nomo 0.00 from 0 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 833 reviews
Flex Purchase credit card
from Monzo 4.97 from 3058 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub