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Monzo: Current account reviews

4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

So easy to use - love having pots and virtual...

5
So easy to use - love having pots and virtual cards Reviewed on: 29th April 2025

Brilliant!

5
Brilliant! Staff always help out and would not change bank ever! Been with them over 7 years now! Reviewed on: 28th April 2025

Intuitive and reliable

5
I've used monzo for years, the app is intuitive and reliable. I have a great interest rate on my savings and get to use my card abroad with no fees! Never had any issues, have now started using the savings pot features and have opened a joint account. Makes moving money simple and sending money to friends really easy too. Reviewed on: 28th April 2025

Great, easy to use system thast makes my money make...

5
Great, easy to use system thast makes my money make sense! I've has the account for about a year and it is by far the best bank I've used to help with budgeting! Reviewed on: 28th April 2025

Brilliant!

5
Brilliant- easy to use and dashboards are a massive help. Reviewed on: 28th April 2025

Love everything about this bank

5
Love everything about this bank Reviewed on: 28th April 2025

Safe and excellent.

5
Easy, clear and excellent. It os the by far best bank i have ever had. It is so refreshing and the fact that itd become much easier have not diminished the feeling that your mony is safe at all Reviewed on: 27th April 2025

The greatest online banking Very secure and accessible

5
The greatest online banking Very secure and accessible Reviewed on: 26th April 2025

I absolutely love using Monzo abroad!

5
I absolutely love the fact that our Monzo card works so well abroad! We always pay in the local currency and always get a great exchange rate with no conversation charges. Reviewed on: 26th April 2025

Great app, easy to navigate, innovative

5
Great app, easy to navigate, innovative Reviewed on: 26th April 2025

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