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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

The App is really good

5
They are my first real bank account, and the app has made it so easy for me to get started with things such as investments and savings, because it teaches you all the important things you need to know to get started! Reviewed on: 25th April 2025
H's avatar
H

All the other banks are behind.

5
Monzo was only introduced a few years ago and they’ve smashed it! I love the ability to budget and create savings pots without having to open a savings account. The interface on the app is not only designed nicely but easy & simple to use. NatWest used to be my main bank but now I’ve completely moved to Monzo. Other banks had only introduced similar features after Monzo had! Too late by then. You need to listen to your customers more and take a leaf from Monzo. To all the other banks, you have to work a lot harder to convince me to move to you. Reviewed on: 25th April 2025
Axo 's avatar
Axo

Super easy, best way to bank

5
Super easy to use, got a few of my friends to join and we all find it the best way to bank Reviewed on: 24th April 2025
Sianne's avatar
Sianne

Monzo..everything is smooth and easy no grief

5
Monzo has been so smooth and easy to acees and keep in touch with my finances Reviewed on: 23rd April 2025
Laura 's avatar
Laura

I've used Monzo for years and think it's fantastic.

5
I've used Monzo for years and think it's fantastic. I've had a joint account and it's a fast, modern and efficient way to bank. Reviewed on: 23rd April 2025
Alex K's avatar
Alex K

Unable to even open an account because I don't have...

1
Unable to even open an account because I don't have any photo identification (I can't afford to get a passport or even get my provisional and start learning to drive) Reviewed on: 23rd April 2025
Gemma M's avatar
Gemma M

It's a very good bank.

5
It's a very good bank. The app is so easy to use an there are customer service team on hand whenever you need them. Roughly an hours wait for someone to contact you back but when you've got them they don't leave until your problem is fixed. Reviewed on: 22nd April 2025
Kyle's avatar
Kyle

Absolutely love Monzo!

5
Absolutely love Monzo! Moved from a traditional bank to Monzo and I can say it’s been brilliant! The way Monzo work overall, right down to the cashback offers, higher interest savings and investing options, split tabs, money Pots, and Flex, Monzo has provided the services of multiple banks rolled into one! Super easy to use and would highly recommend. Reviewed on: 22nd April 2025
Lucy B's avatar
Lucy B

Absolutely love the flexibility of my Monzo account.

5
Absolutely love the flexibility of my Monzo account. They get it right with new product offers and don't fill my inbox with useless 'stuff'. All credit to them. Reviewed on: 22nd April 2025
Bev B's avatar
Bev B

I love it.

5
I love it. I love how you can create small little pots for your money, very helpful. I love the Monzo flex account also as it is so easy to pay back and means you aren’t stuck to living paycheck to paycheck. Would recommend to anyone who loves organisation! Reviewed on: 22nd April 2025
Daisy W's avatar
Daisy W

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