Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19431)

i use monzo current account for one year.

5
i use monzo current account for one year. it is a great experience for me using monzo, features, benefits all impressive. Reviewed on: 16th April 2025
Md J's avatar
Md J

Customer service downhill badly.

3
Customer service downhill badly. Used to be world class but focus too much on repetitive responses, difficult to chat to a human, the chat bot is absolutely terrible. Just let me talk to someone like I used to be able to. Clearly has not coped well with the popularity and growth. Reviewed on: 16th April 2025
Connor p's avatar
Connor p

Much needed energy to our dreary banking

5
They bring a wonderful new energy to the banking world and I can find my card easily as it's BRIGHT ORANGE! Reviewed on: 16th April 2025
Ant W's avatar
Ant W

Easy to use and bank with.

5
Easy to use and bank with and easy to do transactions Reviewed on: 16th April 2025
Nicky H's avatar
Nicky H

Excellent app and good to have everything in one place

5
Excellent app and good to have everything in one place Reviewed on: 16th April 2025
Emma 's avatar
Emma

I like it every time.

5
I like it every time. Good bank. Monzo tne best Reviewed on: 16th April 2025
Volodymyr K's avatar
Volodymyr K

App is easy to use, perks from my paid account are f...

5
App is easy to use, perks from my paid account are fantastic and well worth the money. Makes it very clear how and where my money is being spent Reviewed on: 16th April 2025
William H's avatar
William H

Monzo is awesome!

5
Monzo is a fantastic bank and product - so easy to set up the current account and now I am a Max customer. I love Monzo! Reviewed on: 16th April 2025
Bethan H's avatar
Bethan H

Brilliant

5
Been with a number of banks, but by far the best! Reviewed on: 15th April 2025
Morgan F's avatar
Morgan F

Been with Monzo for years. Everything is so easy.

5
I've been with them for years and love how easy the app is. Categorising and making notes on payments and transfers is fab, and it's generally super easy to use. The only thing that's a bit annoying is the transfer limit being quite low at like 10k instead of the usual max which is 25k, and you can't change this in the settings. otherwise great, no complaints. Reviewed on: 15th April 2025
Chris P Bacon's avatar
Chris P Bacon

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill