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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best UK bank account provider by miles

5
Best UK bank account provider by miles. Super slick AI, everything works perfectly. Tons of high value perks. Well done! Reviewed on: 17th April 2025
AMG's avatar
AMG

10/10 platform and customer service

5
Quick, friendly and effective customer service. Great platform and easy to use at home or overseas. Reviewed on: 17th April 2025
KR's avatar
KR

Brilliant bank with something for everyone.

5
Brilliant bank with something for everyone. Very easy to use and the best bank by miles. Puts the old fashioned banks to shame. Reviewed on: 17th April 2025
Karl Zanft's avatar
Karl Zanft

absolutely SLAY

5
they are 10/10- always on hand to help and proviide support. i have moved all of my friends and family onto monzo and i love the fact i can get paid early- really helps at that difficutly last couple of days before pay day. what A SLAY bank, ps tell GREG he is officialyl a british icon, and he provides some class entertainemnt on those dull days x Reviewed on: 17th April 2025
LIB's avatar
LIB

So straight forward to use and seamless transactions.

5
So straight forward to use and seamless transactions. Quick to rectify fraudulent activity! Love it! Reviewed on: 17th April 2025
Matt's avatar
Matt

Monzo world

5
I have started using my Monzo current account for all my shopping online and in store. It's so easy to top up my account as it let's me link it with another bank account to make transfers quicker, and it even gives me the chance to get cashback from many places including supermarkets. It also let's me link my mortgage to my monzo account. There are so many possibilities with Monzo that are so useful. Reviewed on: 17th April 2025
Lisa N's avatar
Lisa N

Simple banking

5
Been a customer for ages now. Makes life easier. Reviewed on: 16th April 2025
Dio's avatar
Dio

If you're not using Monzo, I'm really not sure why

5
The most ideal way to spend abroad, easy to move money in/out of savings accounts. Great joint account without having to jump through hoops. Easy to split bills and request money from people who owe you. Cashback options and the slickest app to manage it all! Reviewed on: 16th April 2025
Hannah J's avatar
Hannah J

Monzo gave me the level of confidence about managing...

5
Monzo gave me the level of confidence about managing my finances I never thought I could have. I’m busy, chaotic, and take no pleasure in learning about managing money or budgeting. I no longer have to force myself, Monzo takes care of it for me with such simplicity and transparency I wish was within my reach years earlier. Reviewed on: 16th April 2025
Anna K's avatar
Anna K

Love the ease and the saver pots!

5
Love the ease and the saver pots! Reviewed on: 16th April 2025
Emma S's avatar
Emma S

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