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Monzo: Current account reviews

4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo is easy and simple to use!

5
Monzo is easy and simple to use! They have great app features and they’re a great bank. Reviewed on: 14th April 2025

Best digital bank experience I’ve ever had.

5
Best digital bank experience I’ve ever had. Easy and clean app interface makes my banking simple Reviewed on: 14th April 2025

I believe Monzo app is great, easy to use and I love...

5
I believe Monzo app is great, easy to use and I love the trends and targets, the tags as well help me to understand where I spend money, although tags can be enhanced in the basic service. However Monzo saving are not the best on the market, some competitors have better options and more choices. I would recommend Monzo to increase the product offerings for some more sophisticated customers. Reviewed on: 14th April 2025

Modern banking with Monzo

5
Monzo has changed the way I bank for the better, bringing banking into the modern day. Reviewed on: 14th April 2025

Easy to use

5
I like how easy Monzo is to use and the break down of my money. Reviewed on: 14th April 2025

Brilliant ive been using monzo for a while and its g...

5
Brilliant ive been using monzo for a while and its great Reviewed on: 14th April 2025

Great product easy to use lots of benefits

5
Great product easy to use lots of benefits Reviewed on: 14th April 2025

Best. Bank. Ever.

5
Monzo's clear and simple user interface and range of additional features and data make banking simple and rewarding. Reviewed on: 14th April 2025

Best ever service ...

5
Excellent service and received replacement card the next day Reviewed on: 14th April 2025

Excellent app service - great savings and current ac...

5
Excellent app service - great savings and current account product Reviewed on: 14th April 2025

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