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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 23rd May 2026

33% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Financial Freedom I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo... Read more Reviewed on: 23rd May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

The most iconic card in the banking game

Monzo is an easy to set up and use Account. The iconic card is now a staple item in the wallet, and I love catching sight of others with the same card. It's almost a cult following! The ease of use from splitting bills, sending payments to friends is fantastic. And I love the feature of sharing a payment link to those who do not have Monzo. Reviewed on: 13th April 2025

I have always banked with high street banks like Bar...

I have always banked with high street banks like Barclays but have always found their customer service poor, especially with shutting down so many branches, Monzo has been a breath of fresh air Reviewed on: 13th April 2025

Interactive banking experience

Monzo provide an interactive and immersive banking experience, where I can organise my finances easily Reviewed on: 13th April 2025

Monzo is a customer-friendly financial institution

With my personal experience, Monzo is an excellent financial institution that takes customers’ financial welfare so seriously. Reviewed on: 12th April 2025

Perfect bank with swift mobile app.

Perfect bank with swift mobile app. Reviewed on: 12th April 2025

Great experience with monzo no problems with the ca...

Great experience with monzo no problems with the card or disputes Reviewed on: 12th April 2025

Monzo will change your life

Monzo is so easy to use and the pots feature really helps with splitting your bills also; so you know exactly what money is going well. I also pay for a perks account and a free weekly Greggs treat is delightful! Reviewed on: 12th April 2025

Monzo so far the best bank i have had.

Monzo so far the best bank i have had. Reviewed on: 12th April 2025

Client focused services

Practical, innovative and client centred. Reviewed on: 12th April 2025

It’s safe to used this Bank , very polite to help pe...

It’s safe to used this Bank , very polite to help people Reviewed on: 12th April 2025

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