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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18803 reviews)

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4.93

Based on 18,803 reviews, last reviewed 19th Mar 2026

51533% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is so easy to use!! Monzo is so easy to use and the customer service is brilliant. Definitely the best bank i have ever used Reviewed on: 19th March 2026

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18803)

I've had a monzo account as my main account for years.

I've had a monzo account as my main account for years. Being able to budget with separate pots was great, but being able to create a virtual card for each of those pots, which increases my account security, is a game changer. Then there's the ability to access my monthly pay the evening before it clears into my account and have it auto-sorted into each pot, just makes it all so simple. What's not to love about all of that? Reviewed on: 19th March 2025

Simply fantastic.

Simply fantastic. Really brilliant Reviewed on: 19th March 2025

Monzo has completly changed how I do banking with it...

Monzo has completly changed how I do banking with its easy to use app, instant notifications, and great budgeting tools. Signing up was super fast, and real-time updates mean I always know whats happening with my money. Features like Monzo Flex, fee-free spending abroad, and savings pots make it more than just a bank—it’s a game-changer. Customer service is top-notch and actually helpful, which is rare these days. Honestly, I can’t see myself going back to a normal bank—Monzo is just miles ahead! 10/10, highly recomend! Reviewed on: 19th March 2025

Monzo current account

Had an account for a long time and no issues. Reviewed on: 19th March 2025

Love it!

I love Monzo. I've had an account since 2019 and it allows me to see transactions.in real time, split bills, create pots and more, which is a level of control over my finances that I haven't had before. I think it is a valuable tool in building levels of financial literacy among young people too and that it can have a real positive impact. Reviewed on: 19th March 2025

Switched from HSBC and I am enjoying the pots, savin...

Switched from HSBC and I am enjoying the pots, saving aspects, the fact my children can have cards and mini accounts…it’s all excellent! Reviewed on: 19th March 2025

No complaints - easy to use app.

No complaints - easy to use app. Everything is in one place Reviewed on: 19th March 2025

Very easy to set up and use - great!

Very easy to set up and use. The built in round up feature and pots are great as are the cashback offers. When I've had to use support it has been fairly quick and very helpful. Although many of the features don't seem unique these days, it must be remembered that Monzo were the pioneers of so many commonplace banking app features. Reviewed on: 19th March 2025

Greg is my main reason to vote

Greg is my main reason to vote but apart from the legend himself, monzo has helped me save money with the 1p saving challenge, the pots which i can create for multiple saving options and the spare change facility. If you want to save money, and be entertained by Greg, bank with Monzo! Reviewed on: 19th March 2025

Managing finances can be empowering with the right t...

Managing finances can be empowering with the right tools. Tracking spending allows for better control and smarter decisions. Excellent customer service ensures assistance is readily available when needed. A variety of account options caters to diverse financial goals. Unlocking valuable perks enhances the overall financial experience. Reviewed on: 19th March 2025

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