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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 23rd May 2026

33% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Financial Freedom I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo... Read more Reviewed on: 23rd May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

The Best

It all just makes sense. An absolute user friendly app, alongside a well established platform for banking. Stress and hassle free.I love it, and i recommend Reviewed on: 11th April 2025

Really simple free banking.

Really simple free banking. Great notifications and excellent pots Reviewed on: 11th April 2025

Monzo is so good that I closed other everyday bankin...

Monzo is so good that I closed other everyday banking apps that I had. Reviewed on: 11th April 2025

Easy to understand and they give tips on how to bett...

Easy to understand and they give tips on how to better manage your finances. Reviewed on: 11th April 2025

It might be weird to love a bank but I honestly love...

It might be weird to love a bank but I honestly love Monzo. Theire app is so easy to use, intuitive, and nice to look at. They come up with such fun, educational, sensible and needed suggestions, and ways at saving money and taking control of your finances. I love their customer service and that they are sustainable too. Reviewed on: 11th April 2025

Banking made easy and simple

I really like using Monzo as it's a lot easier to use than other banks I've worked with. The interface is very user friendly and I also love the cashback offers they give. The savings pot is also a great addition which helps me to save money. Reviewed on: 11th April 2025

Would recommend

Easy to communicate with company and good Cashback offers Reviewed on: 11th April 2025

Best bank ever, so easy to use.

Best app ever, so easy to use. Makes banking fun and full of tips and tricks to learn how to manage personal finances. Reviewed on: 11th April 2025

The Ideal Bank

Loveeee Monzo both for their socials and the use of the app, handy features such as the round up pots as well as the current savings challenge where they save for you automatically and ease to use abroad, all round great Reviewed on: 11th April 2025

AWESOME!!!!!!!

Excellent easy service, brilliant app and fantastic customer service if you ever need to contact them. Reviewed on: 11th April 2025

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