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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Passionate about banking

5
Been with Monzo since September 2017. I am a beta user. They are the best for banking experience, they put customers at the centre of their products and digital experience. My husband is with Monzo and my 12 yrs old is with Monzo! Reviewed on: 13th April 2025
Rania B's avatar
Rania B

Monzo is awesome!

5
Monzo is awesome! Very innovative, but user friendly Reviewed on: 13th April 2025
Tessa U's avatar
Tessa U

The most iconic card in the banking game

5
Monzo is an easy to set up and use Account. The iconic card is now a staple item in the wallet, and I love catching sight of others with the same card. It's almost a cult following! The ease of use from splitting bills, sending payments to friends is fantastic. And I love the feature of sharing a payment link to those who do not have Monzo. Reviewed on: 13th April 2025
Vanessa B's avatar
Vanessa B

I have always banked with high street banks like Bar...

5
I have always banked with high street banks like Barclays but have always found their customer service poor, especially with shutting down so many branches, Monzo has been a breath of fresh air Reviewed on: 13th April 2025
Ryan E's avatar
Ryan E

Interactive banking experience

5
Monzo provide an interactive and immersive banking experience, where I can organise my finances easily Reviewed on: 13th April 2025
Ameena A's avatar
Ameena A

Monzo is a customer-friendly financial institution

5
With my personal experience, Monzo is an excellent financial institution that takes customers’ financial welfare so seriously. Reviewed on: 12th April 2025
Alabi Taofik Afolabi's avatar
Alabi Taofik Afolabi

Perfect bank with swift mobile app.

4
Perfect bank with swift mobile app. Reviewed on: 12th April 2025
Eric G's avatar
Eric G

Great experience with monzo no problems with the ca...

5
Great experience with monzo no problems with the card or disputes Reviewed on: 12th April 2025
Brandon's avatar
Brandon

Monzo will change your life

5
Monzo is so easy to use and the pots feature really helps with splitting your bills also; so you know exactly what money is going well. I also pay for a perks account and a free weekly Greggs treat is delightful! Reviewed on: 12th April 2025
Cody Lauren Darch-Lucas's avatar
Cody Lauren Darch-Lucas

Monzo so far the best bank i have had.

5
Monzo so far the best bank i have had. Reviewed on: 12th April 2025
Ali H's avatar
Ali H

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