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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Client focused services

5
Practical, innovative and client centred. Reviewed on: 12th April 2025
Shady Yousef's avatar
Shady Yousef

It’s safe to used this Bank , very polite to help pe...

5
It’s safe to used this Bank , very polite to help people Reviewed on: 12th April 2025
life 's avatar
life

Great fir everyday and holiday spending (savings too)

5
Easy to use bank accounts, even fir my parents who dont understand English too well and aren't too fond of tech. The perks are quite nice of the premium accounts (especially the insurance and Vue monthly ticket). I find that Monzo processes fast the transactions which is why I choose it for my everyday spending, plus the saving scheme of putting something little away every day. Holiday spending is easier with Monzo with the currency rates and the allowance to withdraw Reviewed on: 12th April 2025
Angie's avatar
Angie

Best banking app I’ve ever used.

5
Best banking app I’ve ever used. Monzo has made money fun and understandable. It’s helped me manage my money better than ever. Reviewed on: 12th April 2025
MS's avatar
MS

Ease of use, innovative.

5
Ease of use, innovative. Simplistically brilliant. Banking made easy Reviewed on: 12th April 2025
Dillan Lamb's avatar
Dillan Lamb

They're always quick to come back with a response to...

5
They're always quick to come back with a response to a query, I finally have savings because I realised how much I spent elsewhere so finances now back on track and no overdraft Reviewed on: 12th April 2025
Claire Baliga's avatar
Claire Baliga

New age banking done right

5
I have had many banks in the past, and mono was by far the simplest to set up, the easiest to manage on your own and even when I got a fraud block in my account literally yesterday, I was able to verify my identity and get it back in minutes which I’m happy about because I need my money today!! I’ve referred about 7 or 8 people to use monzo now because I truly do believe it’s such a new age of banking Reviewed on: 12th April 2025
Danni's avatar
Danni

Really user friendly, app is easy to use

5
Really user friendly, app is easy to use Reviewed on: 12th April 2025
Sam S's avatar
Sam S

The best bank ever!

5
Their app it’s very interactive which makes it easier to navigate. Their costumer service is excellent! Reviewed on: 12th April 2025
Jociane C's avatar
Jociane C

Great budgeting tools

5
My Monzo current account helped me go from living pay slip to pay slip to actually being able to save money! Reviewed on: 11th April 2025
Jack's avatar
Jack

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