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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 23rd May 2026

33% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Financial Freedom I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo... Read more Reviewed on: 23rd May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Great user experience

Easy to use. Great for budget management and the saving rates are normally better than big banks. Reviewed on: 11th April 2025

Best bank account to use abroad and for direct debit...

Best bank account to use abroad and for direct debit as easy to cancel when required. Good security, easy to manage and great customer.er service Reviewed on: 11th April 2025

Great app functions, ever evolving user interface, v...

Great app functions, ever evolving user interface, very helpful financial advice tools like credit score enhancement tips and more. I particularly like the Monzo Max benefits as well as the virtual cards. With virtual cards, I can plan my spending in categories and spend with confidence. Reviewed on: 11th April 2025

Great interaction.

Great interaction. Great products. Inmovative. Reviewed on: 10th April 2025

The best bank around with a great brand identity

Majorly ahead of the curve compared to other banks, super easy to use and really insightful on how my money is spent. Oh and Greg at Monzo is the only think I like about LinkedIn Reviewed on: 10th April 2025

Game changer for ADHD financial control

The app is fantastic with so many useful features- especially for an ADHDer like me. Since switching my current account to Monzo I have been in much better control of my finances and been making it through to the end of the month for the first time in my adult life! The clarity and engaging design is a neurodivergent dream. Outstanding responsible bank. Reviewed on: 10th April 2025

Making banking easy, saving fun, budgeting accessibl...

Making banking easy, saving fun, budgeting accessible, investing possible. Reviewed on: 10th April 2025

It's so convenient and so easy to use, especially th...

It's so convenient and so easy to use, especially there regular discounts on different retails. I love the feature when're we can have the salary before a day it's actually given which i haven't seen in other banks so far. Reviewed on: 10th April 2025

Love banking with Monzo.

Love banking with Monzo. Better than any traditional banks. I also applied for a role which I did not get however, the interview process and feedback was one of the best! Reviewed on: 10th April 2025

Best bank ever great service great app ,

Best bank ever great service great app , Reviewed on: 10th April 2025

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