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Monzo: Current account reviews

4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

The UX/UI of the Monzo banking app is unmatched.

5
The UX/UI of the Monzo banking app is unmatched. Monzo is always the first to create new and engaging features that make everyday life easier! Reviewed on: 11th April 2025

Excellent, love monzo.

5
Excellent, love monzo. Would highly recommend for a current account or credit card Reviewed on: 11th April 2025

The Best

5
It all just makes sense. An absolute user friendly app, alongside a well established platform for banking. Stress and hassle free.I love it, and i recommend Reviewed on: 11th April 2025

Really simple free banking.

5
Really simple free banking. Great notifications and excellent pots Reviewed on: 11th April 2025

Monzo is so good that I closed other everyday bankin...

5
Monzo is so good that I closed other everyday banking apps that I had. Reviewed on: 11th April 2025

Easy to understand and they give tips on how to bett...

5
Easy to understand and they give tips on how to better manage your finances. Reviewed on: 11th April 2025

It might be weird to love a bank but I honestly love...

5
It might be weird to love a bank but I honestly love Monzo. Theire app is so easy to use, intuitive, and nice to look at. They come up with such fun, educational, sensible and needed suggestions, and ways at saving money and taking control of your finances. I love their customer service and that they are sustainable too. Reviewed on: 11th April 2025

Banking made easy and simple

5
I really like using Monzo as it's a lot easier to use than other banks I've worked with. The interface is very user friendly and I also love the cashback offers they give. The savings pot is also a great addition which helps me to save money. Reviewed on: 11th April 2025

Would recommend

5
Easy to communicate with company and good Cashback offers Reviewed on: 11th April 2025

Best bank ever, so easy to use.

5
Best app ever, so easy to use. Makes banking fun and full of tips and tricks to learn how to manage personal finances. Reviewed on: 11th April 2025

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