Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18803 reviews)

View other Monzo products

4.93

Based on 18,803 reviews, last reviewed 19th Mar 2026

51533% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is so easy to use!! Monzo is so easy to use and the customer service is brilliant. Definitely the best bank i have ever used Reviewed on: 19th March 2026

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18803)

The Best Bank

Easy to use lots of savings and investing options. very good app easy to navigate. Reviewed on: 18th March 2025

Be like Monzo

Monzo is a fantastic bank. I have used them for many years now, and year on year they improve their offering. I have Flex, Loans, Investments and a business account. And I cannot fault them. Other banks should try and be more like Monzo. Reviewed on: 18th March 2025

Monzo has revolutionised banking

The in-app customer service is built differently. Monzo has revolutionised the way banking should be in 2025. I have been with them since 2019 and have never regretted it. Reviewed on: 18th March 2025

Day 1- I landed in UK; Day 2- I had a Monzo card

Day 1- I landed in UK; Day 2- I had a Monzo card in hand Reviewed on: 18th March 2025

Amazing bank

Amazing interest rates on savings, claiming bacs payments a day early. Reviewed on: 18th March 2025

I’ve used monzo for 2 years i would never switch.

I’ve used monzo for 2 years now, i would never switch. Monzo has great interest , original ideas , such as the “1p challenge” and i love the “get paid the day before feature”!. I have recommended Monzo to over 5 people and monzo gives me £5 everytime for it! but it’s such a great bank id do it without the money incentive! Overall monzo is a great bank, never ever had an issue! Reviewed on: 18th March 2025

Excellent service, makes money easy to manage and fu...

Excellent service, makes money easy to manage and fun to save (started my children off in the best way too!) Reviewed on: 18th March 2025

Gone from holiday account to main account!

Set up account initially so could track holiday spend, to use abroad and for exchange rates. I’ve found it so easy to use, accessible with no hidden fees etc that I’ve now made it my main bank account. Absolutely love it and have had no issues so far. Would throughly recommend Reviewed on: 18th March 2025

Best bank app

Got referred to Monzo by a friend, and haven’t stopped using it since. Love the penny challenge and being able to see what’s coming out of my bank Reviewed on: 18th March 2025

I just like their ads

I just like their ads. Mono makes me laugh so much. They are real Reviewed on: 18th March 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Barclays 4.50 from 4922 reviews
Freedom Current Account
from Danske Bank UK 4.50 from 2 reviews
Ultimate Reward Current Account
from Halifax 3.95 from 99 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 833 reviews
Flex Purchase credit card
from Monzo 4.97 from 3058 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub