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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 23rd May 2026

33% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Financial Freedom I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo... Read more Reviewed on: 23rd May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

A modern day, easy to use and fun bank!

I moved away from a bank I’d been with for over ten years because I wasn’t getting great service with them. Monzo blew me away with how amazing their bank is once I opened my account! The features are so modern and it makes me feel like my bank and money are very secure. The well designed app and getting my wages a day earlier are other great perks that I never had with my previous bank. Since joining Monzo, my husband has also moved to them and we’ve opened our joint account too. It’s been the best move for our finances. Reviewed on: 10th April 2025

The simplest and easiest bank to use

The simplest and easiest bank to use Reviewed on: 10th April 2025

Perfect app easy to use and convenient

Perfect app easy to use and convenient Reviewed on: 10th April 2025

So easy to use.

So easy to use. Instant clear access to your money Reviewed on: 10th April 2025

Easy to use.

Easy to use. Very clear updates to conditions and interest rates. App is easy to navigate. The layout is in a format that is easy to see. Very easy to set up the additional accounts. Referrals are easy to navigate and share. Reviewed on: 10th April 2025

Monzo Makes Money Management Fun and Effortless

I really enjoy using Monzo’s Flex card—it offers great flexibility and control. The saving challenges are a fun and effective way to build better habits, and I love how easy it is to set up and manage a Cash ISA or explore investment opportunities directly in the app. It’s all incredibly user-friendly and intuitive, which makes managing my finances feel less like a chore. I’m genuinely excited to see what new features Monzo introduces next! Reviewed on: 10th April 2025

Has a great experience and now use current account j...

Has a great experience and now use current account joint account love the savings pots and also now have a credit card all with Monzo. Works really well and helps me manage my finances. I don’t know how I would cope otherwise!! Reviewed on: 10th April 2025

Excellent day to day banking app

Excellent day to day banking app Reviewed on: 10th April 2025

I have been using monzo for 6 years

I have been using monzo for 6 years Reviewed on: 10th April 2025

Never any issues.

Never any issues. Clean and simple experience. Reviewed on: 10th April 2025

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