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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18803 reviews)

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4.93

Based on 18,803 reviews, last reviewed 19th Mar 2026

51533% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is so easy to use!! Monzo is so easy to use and the customer service is brilliant. Definitely the best bank i have ever used Reviewed on: 19th March 2026

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18803)

The best banking app on the market

I’ve tried a lot of banking apps including Santander, Chase, Starling, First Direct and finally Monzo. None of them offer the same digital-first experience. I work as a software engineer and I can’t express by how impressed I am by how much this app puts the customer first. No dreaded phone calls to a call centre, just a few taps on my phone. An example is in Starling, to replace a connected card it’s call their call centre - but on Monzo no such thing - just tap on the app. Monzo also offer a lot of great other features such as split the bill and shared tabs. When we go on holiday with a group of friends, we can all add our expenses onto a shared tab showing transparency to everyone meaning we always make sure we each pay our fair amount. They also provide great flexibility with their current accounts when linked to a flex credit card - where you can retrospectively convert a current account charge to a flex charge. No need to carry lots of cards with you anymore! Reviewed on: 18th March 2025

I use Monzo for personal and business banking - I lo...

I use Monzo for personal and business banking - I love how user friendly it is and easy to get things done (especially on business) Reviewed on: 18th March 2025

I love my account with Monzo.

I love my account with Monzo. It was easy to set up and the customer experience has been second to none. I’d switch all of my accounts to Monzo if I could get the same overdraft that I have with Halifax. I’m going to recommend my children to go with Monzo - modern banking at its best! Reviewed on: 18th March 2025

Upgraded Perks account benefits

Their upgraded “Perks” current account comes with some really great benefits and their savings account has a better interest rate that other banks! You can split money into pots for better budgeting and can categorise your transactions to better keep track of your spending. Sending and receiving money is particularly easy with people who also have a Monzo account, you just need their phone number! Reviewed on: 18th March 2025

Would recommend- Had my Monzo account since 2019

Had my Monzo account since 2019 and haven't had a problem since. The pots are a great way to budget as well as the virtual cards. Would recommend! Reviewed on: 18th March 2025

Great bank

Great bank, easy to navigate, great perks if you wish to sign up to them. I also enjoy the variety of the perks provided by Monzo, there is something for everybody. As soon as I opened my Monzo account I made it my default bank accountb Reviewed on: 18th March 2025

I am using them for last 2 years , i had always grea...

I am using them for last 2 years , i had always great experience and user friendly. Even i have upgraded to their perks. Reviewed on: 18th March 2025

Best bank that I've been with.

Best bank that I've been with. The app is brilliant, especially the bill splitting and tabs the flex account makes spreading payments so easy Reviewed on: 18th March 2025

Love the app and the additional service such a premi...

Love the app and the additional service such a premium pots. savings and investments. Reviewed on: 18th March 2025

Great and easy

Easy, seamless and very opinionated at the end of the year Reviewed on: 18th March 2025

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