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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18803 reviews)

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4.93

Based on 18,803 reviews, last reviewed 19th Mar 2026

51533% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is so easy to use!! Monzo is so easy to use and the customer service is brilliant. Definitely the best bank i have ever used Reviewed on: 19th March 2026

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18803)

Experience has been great.

Experience has been great. Haven't had any issues with them at all. Reviewed on: 18th March 2025

Monzo is very efficient.

Monzo is very efficient. Their app layout is very clear, concise, and not overwhelming. Their pots are great for budgeting and separating money, and very useful to have everything in one place that you can easily access and see at all times. I have a business account and flex card with them also and again it’s very easy to keep everything in one place. Their customer service is very quick and efficient, and I’ve never had an issue with them in the 3 years I’ve been with them. I’ve recommended Monzo to 2 of my friends/family members due to how satisfied I’ve been and they’re equally as happy with them as I am. Reviewed on: 18th March 2025

Monzo offers so many great extras and features throu...

Monzo offers so many great extras and features through perks. When I had issues their customer service has always been super responsive and helpful Reviewed on: 18th March 2025

Easy to use interface, seein everything in one place...

Easy to use interface, seein everything in one place, seamless interactions Reviewed on: 18th March 2025

The app brings me joy!

The app brings me joy! Its user friendly app actually makes me enjoy sorting out my finances!! Reviewed on: 18th March 2025

Fixing stuff quickly and user friendly app

Anytime I had some problems the team chased the money back quickly and efficiently. The app is brilliant and clear. Reviewed on: 18th March 2025

I love the pots and the interest rates are fantastic

I love the pots and the interest rates are fantastic Reviewed on: 18th March 2025

Best bank!

We now use monzo as our main current accounts, joint accounts and for our savings. We have also just opened a child's as ccount! Monzo is so easy to use and leaps and bounds ahead of the traditional high street banks! Reviewed on: 18th March 2025

Monzo makes banking simple and painless, which I nev...

Monzo makes banking simple and painless, which I never thought was possible. The app is well thought out and makes itveasy to see, move and mange my money. Reviewed on: 18th March 2025

I love Monzo!

Monzo is the easiest bank I have ever set up, including current accounts and savings. The transfers are made easy, monitoring spending is clear and straightforward and no charges when spending abroad! Reviewed on: 18th March 2025

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