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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 23rd May 2026

33% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Financial Freedom I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo... Read more Reviewed on: 23rd May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Monzo is so easy to use.

Monzo is so easy to use. It's makes sending money to friends and family so quick and easy. Reviewed on: 10th April 2025

It’s been the best bank by far and continues to be

It’s always been very sleek with Monzo. Best experience ever. I particularly love their forecasting tool that allows me to see how I’m doing during the month with a visual Reviewed on: 10th April 2025

MONZO IS GREAT

Monzo is so easy to use and so easy to keep track of your money. The initiatives they use to help people save money are nothing like what banks are doing and are great. Reviewed on: 10th April 2025

Great app

The best banking app I’ve used, with a clear layout and UX which enables easy budgeting and spend tracking! Reviewed on: 10th April 2025

I have no complaints about Monzo.

I have no complaints about Monzo. It is easily the best bank that I have ever had an account with. Reviewed on: 10th April 2025

I’ve been banking with Monzo for 6 years as my only...

I’ve been banking with Monzo for 6 years as my only current account, the tools available, accessibility and customer service are the best I’ve experienced of any bank. Reviewed on: 10th April 2025

I haven't had any issues to have to experience custo...

I haven't had any issues to have to experience customer service but yet I have no doubt. Love the app and the little noises it makes was so easy to use Reviewed on: 10th April 2025

Love the Monzo app and its interface, super user fri...

Love the Monzo app and its interface, super user friendly UI and ease of use. Great for moving money around and splitting bills with friends and family. Love the features it has for gambling controls (blocks) etc as well as the speed it takes to transfer between accounts. 10/10 Reviewed on: 10th April 2025

It's excellent for saving and budgeting.

It's excellent for saving and budgeting. Reviewed on: 10th April 2025

Good rates, discounts and cashback on currently account

Good rates, discounts and cashback on currently account Reviewed on: 10th April 2025

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