Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

View other Monzo products

4.85

Based on 19,407 reviews, last reviewed 23rd May 2026

33% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Financial Freedom I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo... Read more Reviewed on: 23rd May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Helpful customer support and really really great app

Helpful customer support and really really great app Reviewed on: 10th April 2025

Monzo has made my banking much easier than tradition...

Monzo has made my banking much easier than traditional banks. The automatic spending summary features and ease of categorising expenditure has made handling my finances much less scary. The app is a big part of this, it has a great user interface that lets me move money and check my finances momentarily, as well as providing multiple options for putting money aside. Reviewed on: 10th April 2025

Not a bad word to say about Monzo

Not a bad word to say about Monzo. Their app is slick and easy to use, their kids offering is simple… AND FREE! And the customer service you receive through the app is second to none! No complaints here and I have recommended Monzo to anyone who will listen. Reviewed on: 10th April 2025

Absolutely love banking with Monzo.

Absolutely love banking with Monzo. Love the fact I can use the same card across multiple countries with no currency conversion charges! The App is great and the savings pots have helped me save loads over the years. Reviewed on: 10th April 2025

Fantastic for young professionals

Really easy to set up, no charges, and super user friendly interface. It is also simple to connect other accounts, transfer between banks, and maximise savings. My other bank wasn't able to approve me me for a credit card, but the Monzo Flexi card was easy to apply for, and get approved. As a young professional, being able to lock savings, set spending limits, and track expenses has helped me adjust to the cost of London living. The current account Round-Up scheme is also super beneficial for saving without a ton of effort, as is the ongoing Penny challenge and the cashback offers. Overall the usability of the app, integrations with contacts for splitting bills or paying friends, and the savings offers have made Monzo a great option. Reviewed on: 10th April 2025

I’ve been using Monzo’s current account for a while...

I’ve been using Monzo’s current account for a while now, and overall, it’s been a great experience. The app is incredibly user-friendly, with real-time spending notifications, instant transfers, and smart budgeting tools that make managing finances a breeze. One of the standout features is the ability to separate money into “pots” for savings or bills, which really helps with budgeting and avoiding overspending. Customer service has been responsive and helpful whenever I’ve needed support, and the in-app chat feature is super convenient. The card works well internationally with low fees, and I appreciate the transparency—no hidden charges or confusing fine print. Reviewed on: 10th April 2025

Good easy to use.

Good easy to use. Helpful staff on chat Reviewed on: 10th April 2025

They have been great everything is readable the app...

They have been great everything is readable the app is comfortable and easier to navigate they are very up front out everything nothing hidden in small print. The fact that is easy for everyone to understand information as you don't feel like you need a degree in finance to understand processes ect. Wonderful to have a bank that feel like you can trust they should be the standard for banking everywhere. Reviewed on: 10th April 2025

everything is considered!

everything is considered! I love the ability to split bills between my friends and my housemates, it has simplified our lives a lot. the visualisation of my money is also helpful - with clear spending habits (good and bad) super clear Reviewed on: 10th April 2025

I can't fault Monzo bank.

I can't fault Monzo bank. Excellent service, easy to navigate banking app. What's not to love! Reviewed on: 10th April 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Kroo 4.76 from 5957 reviews
Student Account
from permanent tsb 0.00 from 0 reviews
Current account
from Handelsbanken 4.23 from 5 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3174 reviews
Under 16s account
from Monzo 4.89 from 944 reviews
Investments
from Monzo 4.86 from 1132 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub