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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

I have been using monzo for 6 years

5
I have been using monzo for 6 years Reviewed on: 10th April 2025
QD's avatar
QD

Never any issues.

5
Never any issues. Clean and simple experience. Reviewed on: 10th April 2025
David C's avatar
David C

Always had a good experience with Monzo

5
Always had a good experience with Monzo. You can get paid a day earlier and they have various account and credit options Reviewed on: 10th April 2025
Phil's avatar
Phil

Still the best banks out there

4
Customer service was very good when I opened my account but recently the level of customer service isn’t the same. There doesn’t feel like the same warmth from Monzo. Still one of the best banks I have been with. Reviewed on: 10th April 2025
M's avatar
M

best bank!

5
best bank! been with them for 6 years and they're my main bank account Reviewed on: 10th April 2025
ariana's avatar
ariana

simple, fast, reliable.

5
Monzo's service is simple, fast, reliable. I stopped using 'traditional banks' years ago and done see any reason to go back. Reviewed on: 10th April 2025
Conor H's avatar
Conor H

Great digital banking.

5
Great digital banking.innovative customer centric Reviewed on: 10th April 2025
sutheesh s's avatar
sutheesh s

Good app to use

4
Great features, great reliable and easy to use Reviewed on: 10th April 2025
Robert S's avatar
Robert S

Easy to use app, innovative and intuitive.

5
Easy to use app, innovative and intuitive. Great product options and excellent customer service Reviewed on: 10th April 2025
Mani J's avatar
Mani J

outstanding customer service, clear and user friendly

5
outstanding customer service, clear and user friendly Reviewed on: 10th April 2025
Rach 's avatar
Rach

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