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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,406 reviews, last reviewed 23rd May 2026

33% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Financial Freedom I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo... Read more Reviewed on: 23rd May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

great app layout, easy to manage money, great for cr...

great app layout, easy to manage money, great for creating savings pots Reviewed on: 10th April 2025

The cashback is brilliant - the offers are for brand...

The cashback is brilliant - the offers are for brands that I actually use. Reviewed on: 10th April 2025

I have been with Monzo for years...

I have been with Monzo for years now and I have not received the same level of simplicity from any other bank which quickly made it my instant main bank. Its easy to use has great travel options in terms of rates Reviewed on: 10th April 2025

Get me on Monzo fully

Still bank with Barclays but trying to get over to Monzo as much as possibles it’s quite excellent Reviewed on: 10th April 2025

Very happy with Monzo

Very happy with Monzo to manage my day to day spending, I feel in control of my money and can keep my spending separate with pots which is really handy. Reviewed on: 10th April 2025

Monzo app is very user friendly and flexible

Monzo app is very user friendly and flexible Reviewed on: 10th April 2025

Great value, easy to use.

Great value, easy to use. The app is great Reviewed on: 10th April 2025

I have been banking with Monzo since 2020 and love t...

I have been banking with Monzo since 2020 and love their ease of banking and informative app. Reviewed on: 10th April 2025

Monzo is the best bank around for ease and visibilit...

Monzo is the best bank around for ease and visibility over managing my money. Reviewed on: 10th April 2025

Fantastic online and digital experience with an app...

Fantastic online and digital experience with an app that caters to your every need Reviewed on: 10th April 2025

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