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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

So helpful and supportive

5
I unfortunately fell victim to a spam and Monzo were so supportive and helpful. The customer services I received was incredible and I for a job work within customer experience so I know when I'm being fobbed off. I can't thank your team enough. Also I find banking in a daily so simple, easy and effective. The round ups really do pay up. Reviewed on: 10th April 2025

Response time of Team Monzo

5
its good whenever i raise a dispute or missing cashback or help with something they are quick to respond. Reviewed on: 10th April 2025

Monzo is so easy to use.

5
Monzo is so easy to use. It's makes sending money to friends and family so quick and easy. Reviewed on: 10th April 2025

It’s been the best bank by far and continues to be

5
It’s always been very sleek with Monzo. Best experience ever. I particularly love their forecasting tool that allows me to see how I’m doing during the month with a visual Reviewed on: 10th April 2025

MONZO IS GREAT

5
Monzo is so easy to use and so easy to keep track of your money. The initiatives they use to help people save money are nothing like what banks are doing and are great. Reviewed on: 10th April 2025

Great app

5
The best banking app I’ve used, with a clear layout and UX which enables easy budgeting and spend tracking! Reviewed on: 10th April 2025

I have no complaints about Monzo.

5
I have no complaints about Monzo. It is easily the best bank that I have ever had an account with. Reviewed on: 10th April 2025

I’ve been banking with Monzo for 6 years as my only...

5
I’ve been banking with Monzo for 6 years as my only current account, the tools available, accessibility and customer service are the best I’ve experienced of any bank. Reviewed on: 10th April 2025

I haven't had any issues to have to experience custo...

5
I haven't had any issues to have to experience customer service but yet I have no doubt. Love the app and the little noises it makes was so easy to use Reviewed on: 10th April 2025

Love the Monzo app and its interface, super user fri...

5
Love the Monzo app and its interface, super user friendly UI and ease of use. Great for moving money around and splitting bills with friends and family. Love the features it has for gambling controls (blocks) etc as well as the speed it takes to transfer between accounts. 10/10 Reviewed on: 10th April 2025

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