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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

It's excellent for saving and budgeting.

5
It's excellent for saving and budgeting. Reviewed on: 10th April 2025
Hannah P's avatar
Hannah P

Good rates, discounts and cashback on currently account

5
Good rates, discounts and cashback on currently account Reviewed on: 10th April 2025
Katie H's avatar
Katie H

Helpful customer support and really really great app

5
Helpful customer support and really really great app Reviewed on: 10th April 2025
Finley G's avatar
Finley G

Monzo has made my banking much easier than tradition...

5
Monzo has made my banking much easier than traditional banks. The automatic spending summary features and ease of categorising expenditure has made handling my finances much less scary. The app is a big part of this, it has a great user interface that lets me move money and check my finances momentarily, as well as providing multiple options for putting money aside. Reviewed on: 10th April 2025
Conor S's avatar
Conor S

Not a bad word to say about Monzo

5
Not a bad word to say about Monzo. Their app is slick and easy to use, their kids offering is simple… AND FREE! And the customer service you receive through the app is second to none! No complaints here and I have recommended Monzo to anyone who will listen. Reviewed on: 10th April 2025
David Handling's avatar
David Handling

Absolutely love banking with Monzo.

5
Absolutely love banking with Monzo. Love the fact I can use the same card across multiple countries with no currency conversion charges! The App is great and the savings pots have helped me save loads over the years. Reviewed on: 10th April 2025
Gary's avatar
Gary

Fantastic for young professionals

5
Really easy to set up, no charges, and super user friendly interface. It is also simple to connect other accounts, transfer between banks, and maximise savings. My other bank wasn't able to approve me me for a credit card, but the Monzo Flexi card was easy to apply for, and get approved. As a young professional, being able to lock savings, set spending limits, and track expenses has helped me adjust to the cost of London living. The current account Round-Up scheme is also super beneficial for saving without a ton of effort, as is the ongoing Penny challenge and the cashback offers. Overall the usability of the app, integrations with contacts for splitting bills or paying friends, and the savings offers have made Monzo a great option. Reviewed on: 10th April 2025
HMP's avatar
HMP

I’ve been using Monzo’s current account for a while...

5
I’ve been using Monzo’s current account for a while now, and overall, it’s been a great experience. The app is incredibly user-friendly, with real-time spending notifications, instant transfers, and smart budgeting tools that make managing finances a breeze. One of the standout features is the ability to separate money into “pots” for savings or bills, which really helps with budgeting and avoiding overspending. Customer service has been responsive and helpful whenever I’ve needed support, and the in-app chat feature is super convenient. The card works well internationally with low fees, and I appreciate the transparency—no hidden charges or confusing fine print. Reviewed on: 10th April 2025
Eleaner H's avatar
Eleaner H

Good easy to use.

5
Good easy to use. Helpful staff on chat Reviewed on: 10th April 2025
Nadia A's avatar
Nadia A

They have been great everything is readable the app...

5
They have been great everything is readable the app is comfortable and easier to navigate they are very up front out everything nothing hidden in small print. The fact that is easy for everyone to understand information as you don't feel like you need a degree in finance to understand processes ect. Wonderful to have a bank that feel like you can trust they should be the standard for banking everywhere. Reviewed on: 10th April 2025
Edddix's avatar
Edddix

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