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Monzo: Current account reviews

4.93
Based on 18,804 reviews, last reviewed 20th Mar 2026
51533% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is so easy to use!! Monzo is so easy to use and the customer service is brilliant. Definitely the best bank i have ever used Reviewed on: 19th March 2026
Kiera s's avatar
Kiera s

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026
Marius r's avatar
Marius r

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (18804)

It’s a fantastic bank with customer service reps tha...

5
It’s a fantastic bank with customer service reps that actually care about your experience. Reviewed on: 18th March 2025

Monzo is the best not on the high street bank

5
Easy to reach a human, makes banking so much easier than Main Street banks. A sensible approach to banking and just what the customer needs from a bank. Reviewed on: 18th March 2025

The pots make my life so much easier.

5
The pots make my life so much easier. So great for budgeting. The app is so easy to use and love the virtual card option. Reviewed on: 18th March 2025

Everything is so easy with Monzo

5
I just love everything about Monzo, from their marketing right through to spending money. I just think they have thought of everything Reviewed on: 18th March 2025

Everything is easy and everything works.

5
They solve my issues quickly. The app is easy to use and everything is where you’d want it to be. Setting up savings pots with good interest is easy, setting up investments is easy, exporting your finances is easy. Everything is easy and everything works Reviewed on: 18th March 2025

Brilliant bank

5
Everything assessable though they all and easy to find answers to any questions you may have. Brilliant perks with a Monzo max account can not fault. Reviewed on: 18th March 2025

Cracking current account with unique features.

5
Cracking current account with unique features. Just wish the customer support was a little better. Reviewed on: 18th March 2025

Excellent

5
One of the best banks, easy to use abroad and no secret charges applied. Overall very happy with customer service and the savings rate Reviewed on: 18th March 2025

Always helpful,

5
Always helpful, online applications for their services such as loans were quickly approved. Reviewed on: 18th March 2025

Well laid out and comprehensive help.

5
It’s very clearly laid out, all the help is very comprehensive which means you always have peace of mind which is what I desire when I’m dealing with money. They also offer many great features like pots which helps me save by putting a title on the pot so that it drives me to save more money as I can see the pot for my holiday go up as I put more money in it. Reviewed on: 18th March 2025

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