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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

everything is considered!

5
everything is considered! I love the ability to split bills between my friends and my housemates, it has simplified our lives a lot. the visualisation of my money is also helpful - with clear spending habits (good and bad) super clear Reviewed on: 10th April 2025
Zachary M's avatar
Zachary M

I can't fault Monzo bank.

5
I can't fault Monzo bank. Excellent service, easy to navigate banking app. What's not to love! Reviewed on: 10th April 2025
Caroline M's avatar
Caroline M

great app layout, easy to manage money, great for cr...

5
great app layout, easy to manage money, great for creating savings pots Reviewed on: 10th April 2025
chill's avatar
chill

The cashback is brilliant - the offers are for brand...

5
The cashback is brilliant - the offers are for brands that I actually use. Reviewed on: 10th April 2025
courteney 's avatar
courteney

I have been with Monzo for years...

5
I have been with Monzo for years now and I have not received the same level of simplicity from any other bank which quickly made it my instant main bank. Its easy to use has great travel options in terms of rates Reviewed on: 10th April 2025
Charlotte B's avatar
Charlotte B

Get me on Monzo fully

5
Still bank with Barclays but trying to get over to Monzo as much as possibles it’s quite excellent Reviewed on: 10th April 2025
JD's avatar
JD

Very happy with Monzo

5
Very happy with Monzo to manage my day to day spending, I feel in control of my money and can keep my spending separate with pots which is really handy. Reviewed on: 10th April 2025
Reece J's avatar
Reece J

Monzo app is very user friendly and flexible

5
Monzo app is very user friendly and flexible Reviewed on: 10th April 2025
Reshma 's avatar
Reshma

Great value, easy to use.

5
Great value, easy to use. The app is great Reviewed on: 10th April 2025
Iga W's avatar
Iga W

I have been banking with Monzo since 2020 and love t...

5
I have been banking with Monzo since 2020 and love their ease of banking and informative app. Reviewed on: 10th April 2025
Linda W's avatar
Linda W

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