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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,406 reviews, last reviewed 23rd May 2026

33% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Financial Freedom I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo... Read more Reviewed on: 23rd May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

easy stress free banking

transfer of money and tracking of payment very easy, safe and secure Reviewed on: 10th April 2025

Takes the pain out of banking!

Takes the pain out of banking! Since moving to monzo, I can easily access and know exactly where my money is going. I like all the updates, and having oversight of spending, allocating pots and tracking budgets is so much easier. I’ll never use a high street bank after using monzo. Reviewed on: 10th April 2025

Monzo are the best bank I’ve been with.

Monzo are the best bank I’ve been with. The support is great I’m not one for writing reviews at all but Monzo deserves it TOP BANK. Reviewed on: 10th April 2025

good experience with monzo,easy to use and recommend...

good experience with monzo,easy to use and recommend it to friends and faimly family Reviewed on: 9th April 2025

App is super easy to use with helpful stats

App is super easy to use and helpful with the stats and unique features Reviewed on: 9th April 2025

Monzo is the most enjoyable online banking

Monzo is the most upgraded online banking of all. It doesnt just provide a platform for transaction but also help to manage incomes and expense wisely. For the first time I can reimagine making money works for me because of Monzo Reviewed on: 9th April 2025

Simply the best - I can't think of any other place t...

Simply the best - I can't think of any other place to bank Reviewed on: 9th April 2025

Great modern app

I love the app, the ability to split my finances into different pots, the UX of the app makes it really easy to use, and the perks and 1p challenge are just the icing on the cake. Reviewed on: 9th April 2025

Such a refreshing change to consumer banking - easy...

Such a refreshing change to consumer banking - easy app, dynamic product and prompt and accessible customer service! Reviewed on: 9th April 2025

Functionality is second to none

Really quick and easy switch from my previous bank, functionality is second to none. round-ups, bank and mortgage linkage, ready access to 3 different credit agencies and really easy to use 'pots' with salary sorting. It's definitely been worth the switch Reviewed on: 9th April 2025

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