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Monzo: Current account reviews

View other Monzo products
4.93
Based on 18,832 reviews, last reviewed 20th Mar 2026
52467% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is an amazing bank for everything Monzo is an amazing bank for everything Reviewed on: 20th March 2026
Nosakhare 's avatar
Nosakhare

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026
Marius r's avatar
Marius r
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (18832)

OG Monzo Fan

5
I’ve been a user since the beta stage, and Monzo is a bank that I actually trust! Reviewed on: 18th March 2025
Shannon Maybury's avatar
Shannon Maybury

Monzo is best best bank I've ever had!

5
Monzo is best best bank I've ever had! They always keep a clear message with updates etc and offer amazing perks such as discounted pizza express and free credit reporting. I will continue to refer friends and family to Monzo (you get a cheeky £5 when they make their first payment). Reviewed on: 18th March 2025
Shannon T's avatar
Shannon T

Very happy with monzo!

5
Very happy with monzo, very easy to use. Have a current account, joint account, and two under 16s accounts and they all work smoothly together. Very user friendly app, simple for my children also. I've only ever had one problem that I've needed to speak to customer services about (reversing a payment for undelivered goods) and they were absolutely fantastic. Highly recommended Reviewed on: 18th March 2025
Zoe's avatar
Zoe

Never had an issue!

5
Never had an issue! Easy to use the app! The 1p saving challenge is amazing! All my accounts are in one place and the breakdown of spending is super helpful! I have recommended to friends and family and they have joined too!!! Reviewed on: 18th March 2025
Adamski's avatar
Adamski

Great bank, now my primary bank for spending and sav...

5
Great bank, now my primary bank for spending and savings. Reviewed on: 18th March 2025
Charlie M's avatar
Charlie M

Great app with innovative features.

5
Great app with innovative features to save money. Brilliant customer service and help articles that make things easy to understand and everything is transparent. Reviewed on: 18th March 2025
Ramesh S's avatar
Ramesh S

Easier to save money with Monzo by using savings pot...

5
Easier to save money with Monzo by using savings pots in the app. I can easily track my finances with the click of a button. Sending money to friends and family is a breeze and doesn’t require much effort Reviewed on: 18th March 2025
Carol N's avatar
Carol N

Amazing on every level.

5
Amazing on every level. Been here from the early days and recommend it to everyone! Reviewed on: 18th March 2025
Marcus Horry's avatar
Marcus Horry

Great service, really easy to use and good for budge...

5
Great service, really easy to use and good for budgeting. I think the investments, the credit scores and Monzo flex particularly make Monzo the best bank out there. Reviewed on: 18th March 2025
Harry F's avatar
Harry F

Love Monzo!

5
I’ve had a monzo account for years and had nothing but a positive experience with them, great account and mostly love you can spend money abroad with no charge! Reviewed on: 18th March 2025
Alana D's avatar
Alana D

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