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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo is the best bank around for ease and visibilit...

5
Monzo is the best bank around for ease and visibility over managing my money. Reviewed on: 10th April 2025
Sasha's avatar
Sasha

Fantastic online and digital experience with an app...

5
Fantastic online and digital experience with an app that caters to your every need Reviewed on: 10th April 2025
Yus 's avatar
Yus

Positive Interaction

5
Every interaction I've had with Monzo, whether AI or human interaction has been positive. The app works the way it's supposed to and makes splitting bills so easy. Reviewed on: 10th April 2025
G W's avatar
G W

Always great for travel!

5
Always great for travel! We love using our accounts for everything travel related (massive bonus now there are child accounts too - thank you Monzo!) Reviewed on: 10th April 2025
Rhianne w's avatar
Rhianne w

I use most if not all the products Monzo offer

5
I use most if not all the products Monzo offer and really cant complain. Great service and easy to use, I would move all my accounts here if they did mortgages too. Watch this space ... Reviewed on: 10th April 2025
Ben P's avatar
Ben P

Has transformed my finances

5
Once upon a time I had to run Quicken and Excel to get an adequate view of my financial situation. Not anymore. I can do it all in the Monzo app and moreover the UX is superlative. It’s literally a case of it all being a few taps away, in one place. Reviewed on: 10th April 2025
Roz H's avatar
Roz H

I love everything about Monzo!

5
I love everything about Monzo! The perks are amazing! Reviewed on: 10th April 2025
C's avatar
C

Monzo makes money management easy.

5
Monzo makes money management easy. Monzo has really helped me be able to visualise my money. Where it goes, what is up coming and how much I have for that month to live by. The app is super user friendly and it has helped me stay on top of my debts and reduce them. Reviewed on: 10th April 2025
Katherine Axten's avatar
Katherine Axten

Amazing - now give me a job

5
Amazing , absolutely amazing , i love it so kuch , so easy to use , i got my card within 2 days of landing in the UK and have used it for almost 3 years now . Now that I have truthfully glazed Monzo , they should provide me with a graduate job Reviewed on: 10th April 2025
Anshul Y's avatar
Anshul Y

Best bank app, quick customer service, real time tra...

5
Best bank app, quick customer service, real time transactions, quick refunds. Reviewed on: 10th April 2025
michelle P's avatar
michelle P

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