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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Cannot fault monzo!

5
Cannot fault monzo! The best bank I have used - especially for travelling abroad, monzo makes it super easy and the spending summary's are super helpful too. Reviewed on: 10th April 2025
Hannah S's avatar
Hannah S

Fantastic, easy to sign up and easy to use bank for...

5
Fantastic, easy to sign up and easy to use bank for everyone. Loads of options to enhance the monzo current account experience by linking your other cards, so you can see all of your bank accounts in one app. Flex offering is amazing and they demonstrate responsible lending by not lending more than you can afford. Great offering in monzo premium and monzo plus for a reasonable monthly cost! Reviewed on: 10th April 2025
Hannah P's avatar
Hannah P

It makes banking simple and clear

5
It makes banking simple and clear Reviewed on: 10th April 2025
Dr Mike's avatar
Dr Mike

Travelling Made Easy by Monzo!

5
Monzo makes it easy to travel abroad without getting charged tons of fees. I'm able to travel abroad or back to my home country without exchanging cash and getting charged fees on top of the exchange rates. I'm also able to keep an eye out on my funds more easily and the app interface really makes it easy and engaging to use. For a bank, it's actually an engaging/enjoyable experience. Reviewed on: 10th April 2025
Naomi H's avatar
Naomi H

Easy to use, easy to contact, zero problems, highly...

5
Easy to use, easy to contact, zero problems, highly recommend Reviewed on: 10th April 2025
Callum R's avatar
Callum R

Amazing product and bank, easy to manage my money an...

5
Amazing product and bank, easy to manage my money and a good range of products and convenience available. Reviewed on: 10th April 2025
Jake P's avatar
Jake P

Monzo is easy

5
Monzo has made spending easy. Easy to track, easy to use. I appreciate the cash back offers. I also like the saving pots feature, although I haven't used it yet. And of course, you're social media team is crushing it on LinkedIn! Reviewed on: 10th April 2025
Kai A's avatar
Kai A

I'm werry happy with the account on Monzo Bank

5
I'm werry happy with the account on Monzo Bank Reviewed on: 10th April 2025
Zak A's avatar
Zak A

Great bank really app to use.

5
Great bank really app to use. Loans are greay and easy to pay back early. Reviewed on: 10th April 2025
Connor L's avatar
Connor L

Good bank, some problems.

5
Monzo is a really great bank when it works. Easy to use, easy to understand, and quick and efficient processes. It does fall short in some places, APR on loans are high compared to other banks, and had issues moving large money values, where you have to jump through a loop to be able to move more money. The cash withdrawal from Credit Card is cumbersome also, with some blockage on my account, for I assume no reason that I can figure out. Reviewed on: 10th April 2025
Mark W-B's avatar
Mark W-B

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