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Monzo: Current account reviews

4.93
Based on 18,855 reviews, last reviewed 20th Mar 2026
53200% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monozo comes with some great little perks, highly re... Monozo comes with some great little perks, highly recommend Reviewed on: 20th March 2026
Donna 's avatar
Donna

Latest lowest rating:

2

I have no experienta but i like thu try thancks I have no experienta but i like thu try thancks Reviewed on: 20th March 2026
Marius r's avatar
Marius r

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (18855)

Amazing on every level.

5
Amazing on every level. Been here from the early days and recommend it to everyone! Reviewed on: 18th March 2025

Great service, really easy to use and good for budge...

5
Great service, really easy to use and good for budgeting. I think the investments, the credit scores and Monzo flex particularly make Monzo the best bank out there. Reviewed on: 18th March 2025

Love Monzo!

5
I’ve had a monzo account for years and had nothing but a positive experience with them, great account and mostly love you can spend money abroad with no charge! Reviewed on: 18th March 2025

Easy, intuitive banking

5
I love Monzo! The pots feature helps me budget by letting me allocate my money for different things, and I like that I can still retrieve it immediately as needed. I also like how easy it is to do daily transactions. And I think their marketing team is brilliant Reviewed on: 18th March 2025

No complaints with Monzo product, wouldn’t go back t...

5
No complaints with Monzo product, wouldn’t go back to ‘traditional bank’ now. Reviewed on: 18th March 2025

Excellent Banking.

5
Been with Monzo since the Golden Envelope days, have been recommending them for over a decade! Reviewed on: 18th March 2025

I love Monzo.

5
I love Monzo. I use them for my current account, ISA savings, credit card, personal loan, and I will use their pensions in the future. Reviewed on: 18th March 2025

Fantastic product, used for many years now

5
Fantastic product, used for many years now Reviewed on: 18th March 2025

Honestly they are one of a kind!

5
Honestly they are one of a kind. The ability to make the whole banking experience so modern and accessible is second to none. Keep doing you Monzo ! Reviewed on: 18th March 2025

Easy to bank with !

5
Seamless experience, great features - easy to bank with. Just needs a way to be able to speak to customer service if something does go wrong. Reviewed on: 18th March 2025

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