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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best. Bank. Ever.

5
I have been a Monzo investor and current account holder for the last 9 years. Monzo has to be my all time favourite bank that is transparent but fair in all areas. It is the only bank that I recommend. Reviewed on: 10th April 2025
C n 's avatar
C n

A Fun, Approachable Bank with Great Customer Service

5
Monzo is a fantastic banking app that stands out for its excellent customer service, user-friendly interface, and overall ease of use. The app itself is sleek and intuitive, making managing your finances a breeze. Whether you're transferring money, budgeting, or checking your balance, everything is just a few taps away. One of Monzo's standout features is its top-notch customer service. The team is responsive, approachable, and genuinely eager to help with any issue you might have. Whether you reach out via chat or social media, the support is fast and friendly, which adds to the overall positive experience. Speaking of social media, Monzo does an amazing job of keeping things fun and engaging. Their posts are light-hearted, yet informative, and they really connect with their community in a genuine way (especially since Greg at Monzo came on the scene). It’s refreshing to see a bank with such an approachable and human touch online. Overall, Monzo makes banking feel effortless and enjoyable. It’s perfect for those who want a hassle-free banking experience with great support and a fun social presence. Highly recommended! Reviewed on: 10th April 2025
Nicola D's avatar
Nicola D

easy stress free banking

5
transfer of money and tracking of payment very easy, safe and secure Reviewed on: 10th April 2025
JJ's avatar
JJ

Takes the pain out of banking!

5
Takes the pain out of banking! Since moving to monzo, I can easily access and know exactly where my money is going. I like all the updates, and having oversight of spending, allocating pots and tracking budgets is so much easier. I’ll never use a high street bank after using monzo. Reviewed on: 10th April 2025
Shannon's avatar
Shannon

Monzo are the best bank I’ve been with.

5
Monzo are the best bank I’ve been with. The support is great I’m not one for writing reviews at all but Monzo deserves it TOP BANK. Reviewed on: 10th April 2025
Reece's avatar
Reece

good experience with monzo,easy to use and recommend...

5
good experience with monzo,easy to use and recommend it to friends and faimly family Reviewed on: 9th April 2025
elin m's avatar
elin m

App is super easy to use with helpful stats

5
App is super easy to use and helpful with the stats and unique features Reviewed on: 9th April 2025
Rhianna's avatar
Rhianna

Monzo is the most enjoyable online banking

5
Monzo is the most upgraded online banking of all. It doesnt just provide a platform for transaction but also help to manage incomes and expense wisely. For the first time I can reimagine making money works for me because of Monzo Reviewed on: 9th April 2025
Kim N's avatar
Kim N

Simply the best - I can't think of any other place t...

5
Simply the best - I can't think of any other place to bank Reviewed on: 9th April 2025
Viktor's avatar
Viktor

Great modern app

5
I love the app, the ability to split my finances into different pots, the UX of the app makes it really easy to use, and the perks and 1p challenge are just the icing on the cake. Reviewed on: 9th April 2025
Maria L's avatar
Maria L

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