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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Such a refreshing change to consumer banking - easy...

5
Such a refreshing change to consumer banking - easy app, dynamic product and prompt and accessible customer service! Reviewed on: 9th April 2025
DB's avatar
DB

Functionality is second to none

5
Really quick and easy switch from my previous bank, functionality is second to none. round-ups, bank and mortgage linkage, ready access to 3 different credit agencies and really easy to use 'pots' with salary sorting. It's definitely been worth the switch Reviewed on: 9th April 2025
Keitheh's avatar
Keitheh

Ive found it extremely easy to use

5
Ive found it extremely easy to use monzo, Starting with a personal account and then moving to add a joint account. Its great that we can manage everything in one place. Reviewed on: 9th April 2025
Dovestep's avatar
Dovestep

I been using monzo for a years and it be so simple t...

5
I been using monzo for a years and it be so simple to move money and pots help loads Reviewed on: 9th April 2025
Andy's avatar
Andy

Just an amazing bank, It has everything you need.

5
Just an amazing bank, It has everything you need. Reviewed on: 9th April 2025
Jodie W's avatar
Jodie W

easy app to navigate with really helpful and quick c...

5
easy app to navigate with really helpful and quick customer service that runs in the app ( no having to call and sit on hold for hours). Great when traveling abroad too. Use as my main bank account and couldnt fault my Monzo experience at all. Reviewed on: 9th April 2025
Daniella 's avatar
Daniella

They are awesome and super accessible as well as fri...

5
They are awesome and super accessible as well as friendly and modern Reviewed on: 9th April 2025
Jacob E's avatar
Jacob E

It just works, binned my high street bank 5 years ago.

5
It just works, binned my high street bank 5 years ago. I need more pots though, guys. I would upgrade my account to get more! Reviewed on: 9th April 2025
RB's avatar
RB

Froze our card

2
Froze my husband's card for absolutely no reason. Not expected behavior. Can do much better. Reviewed on: 9th April 2025
Marta's avatar
Marta

Customer service is as bad as it can get

1
Horrible support to customers. It's always generic answers and they barely provide any resolution in time. Going back to my traditional bank account. Reviewed on: 9th April 2025
Nat's avatar
Nat

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