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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,406 reviews, last reviewed 23rd May 2026

33% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Financial Freedom I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo... Read more Reviewed on: 23rd May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

it's fab!

I have never had any problems, but the app is very easy to use and i use it frequently. Reviewed on: 7th April 2025

So easy to use great interest rates

So easy to use great interest rates Reviewed on: 7th April 2025

The Best Bank out there period

They honestly have the best app I've used, super easy, smooth, never lags, and just looks really nice. Everything’s where it should be, it's clear, easy to use, and customisable as hell. I opened the account as a backup but ended up switching to Monzo as my main account not long after. I love being able to make as many pots as I want, the round-up feature is great, and they were one of the first to let you freeze your card instantly, which I’ve actually needed. Sending money to another Monzo user is ridiculously easy, and splitting bills is really useful too. And Greg at Monzo cracks me up. It’s smart, playful marketing and it actually makes me want to keep up with what they’re doing. They’re not just ahead with the tech and smart banking stuff, they’re also shaking up an industry that’s usually stiff and overly formal. I love that they don’t take themselves too seriously and they’re breaking all the boring old-school banking stereotypes. Reviewed on: 7th April 2025

excellent company, really good service

excellent company, really good service Reviewed on: 7th April 2025

Any time I had a problem they sorted it out promptly...

Any time I had a problem they sorted it out promptly and the app hasa great user interface that seems friendly and is easy to use. Reviewed on: 7th April 2025

very trustworthy

super easy to use and trustworthy would 100% recommend, been using monzo for a year now and have not run into any issues. grate banking app easy to understand and set up, easy to understand and see what is in your bank transfer money to others is simple. Reviewed on: 7th April 2025

Flexible and offers loads of options

Flexible and offers loads of options Reviewed on: 7th April 2025

Monzo is super easy to use and great for managing mo...

Monzo is super easy to use and great for managing money. The Flex credit card is clear, flexible, and hassle-free. Highly recommend Reviewed on: 7th April 2025

Monzo by far the best bank I’ve ever been with, simp...

Monzo by far the best bank I’ve ever been with, simple, easy to use and has the best features. Reviewed on: 7th April 2025

Best app in market Pots are brilliant

Best app in market Pots are brilliant Reviewed on: 7th April 2025

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