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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Genuinely modern banking tech.

5
Genuinely modern banking tech. Always banked with Halifax and barclays and Monzo is such a breeze in comparison. Easy to use apps, flexible finance options, easy to use abroad. Good savings rates. Reviewed on: 8th April 2025
Tasha W's avatar
Tasha W

It’s just so easy.

5
It’s just so easy. Even my grandma uses it with ease. Reviewed on: 8th April 2025
Georgie L's avatar
Georgie L

Great app to manage finances.

5
Great app to manage finances. Good opportunities to save money with great %. Easy to use, up to date with notifications. Secure bank! Reviewed on: 8th April 2025
Paola V's avatar
Paola V

Monzo the best

5
Love the monzo app and features it’s the best Reviewed on: 8th April 2025
Andy G's avatar
Andy G

The app is great and easy to use, love the credit re...

5
The app is great and easy to use, love the credit report and mortgage tracking system Reviewed on: 8th April 2025
P S's avatar
P S

Using monzo is very simple and fast to set up.

5
Using monzo is very simple and fast to set up. It can be easily used by all persons. In addition, transferring money from different accounts is simple which is essential as a student. Another bonus is that monzo offer rewards such as money for referring friends and prize draws, encouraging you to save and share the ease of monzo with friends and family. Reviewed on: 8th April 2025
Amillz's avatar
Amillz

I’ll never look back!

5
Now that I’m with Monzo I’ll never look back. Everything is so easy to get to grips with. The app is simple, quick and efficient to use. It allows you to do smarter banking, organising and savings. I love their savings challenge, other initiatives and loans are fairly priced. They offer lots of help and support, and their social media team is second to none. This is a company who gets it right and keeps getting it right, is more for the people rather than for the corporate. Reviewed on: 8th April 2025
Kara's avatar
Kara

Easy to use app, great customer service.

5
Easy to use app, great customer service. Love that you can use the card abroad Reviewed on: 8th April 2025
Hayley J's avatar
Hayley J

I love it - I even upgraded my current account to ge...

5
I love it - I even upgraded my current account to get the most out of it. I love the perks you get with it Reviewed on: 8th April 2025
H's avatar
H

I love the Monzo app

5
I love the Monzo app and all its features . Very easy to use. Reviewed on: 8th April 2025
Simona V's avatar
Simona V

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