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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great service and vision being executed expertly

5
Been with Monzo for nearly 10 years and am constantly impressed at the service they offer. Increasingly too their products and features are becoming even more useful like the recent launch of their child banking product. Reviewed on: 8th April 2025
James T's avatar
James T

Best online bank.

5
Best online bank. Best interest on free subscription. Best user friendly app. Best LinkedIn page. Reviewed on: 8th April 2025
Andrea A's avatar
Andrea A

It's been good .

5
It's been good ... And easy to use .. and understand Reviewed on: 8th April 2025
ExpiredTwinkBrooke's avatar
ExpiredTwinkBrooke

Everything is what you would expect from a bank, unl...

5
Everything is what you would expect from a bank, unlike all other high street banks Reviewed on: 8th April 2025
JD's avatar
JD

It's a great bank and very convenient.

5
It's a great bank and very convenient. Works everywhere and no fees Reviewed on: 8th April 2025
Joao C's avatar
Joao C

Versatile banking - savings, international payments,...

5
Versatile banking - savings, international payments, money transfers; fast, efficient & thorough oversight. Reviewed on: 7th April 2025
Elina 's avatar
Elina

Best bank there is!

5
Best banking app. I switched from an old high street banks with a shocking mobile app to Monzo - and would recommend it to everyone. We’ve recently opened our joint account to and it couldn’t have been easier Reviewed on: 7th April 2025
Kelsey T's avatar
Kelsey T

Its awesome and does perfectly what banking need

5
Its awesome and does perfectly what banking need Reviewed on: 7th April 2025
M Siddiqui's avatar
M Siddiqui

They are absolutely amazing and are the best bank

5
They are absolutely amazing and are the best bank Reviewed on: 7th April 2025
Ratatatatata's avatar
Ratatatatata

Longstanding Customer

5
I have been with Monzo since 2016 nd not once have they put a foot wrong. The UI is fantastic, it's motivating and accesability to other services and other accounts via the app is tremendous! Thank you Monzo. Reviewed on: 7th April 2025
Dan A's avatar
Dan A

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