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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,408 reviews, last reviewed 9th Jun 2026

15% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

It’s amazing the first time I used my card I got sen...

It’s amazing the first time I used my card I got sent a free 10 pound gift Reviewed on: 28th March 2025

I've been using Monzo Current account for a while

I've been using Monzo Current account for a while now, and it was easy and simple to open an account. Using the app on both phone and computer is very easy and smooth. It doesn't waste time. Sending money from the app is just awesome. I really love Monzo. Reviewed on: 28th March 2025

Monzo is life changing

Everything I have accessed through Monzo has been easy to use, innovative and has helped to make banking any managing my money so much easier. I tell everyone I can about the benefits of Monzo as I truly feel that’s they have allowed me to stay on top of my finances like never before. Reviewed on: 28th March 2025

Love the budgeting capabilities and commitment to co...

Love the budgeting capabilities and commitment to constant app updates Reviewed on: 28th March 2025

I love Monzo I recently switched all my money, inves...

I love Monzo I recently switched all my money, investments and savings over to them as I love how simple and efficient they make banking! Reviewed on: 28th March 2025

Fresh approach

Have banked with Monzo for years and it’s always felt like a very fresh bank with great features and services. Since joining the app features have always felt so much more intuitive than what was offered from more traditional banks. Reviewed on: 28th March 2025

Monzo Good

I've use Monzo for many years, and never had a problem with them. Good features on their app, and many of the more established banks have since copied their ideas. Monzo are true pioneers in the mobile app banking space. Reviewed on: 28th March 2025

Good card to have but not as many features as other...

Good card to have but not as many features as other similar cards on the market Reviewed on: 28th March 2025

Monzo for President!

Never had anything to complain about. Any fraud issues have been taken extremely seriously and dealt with straight away. Reviewed on: 28th March 2025

I’ve been a Monzo customer since 2017, and have neve...

I’ve been a Monzo customer since 2017, and have never looked back. They’re easy to use, have good support and the app gives all the right information. Reviewed on: 28th March 2025

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