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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Excellent service

5
Really helpful monzo bank and good service as well Reviewed on: 29th March 2025
Rimon a's avatar
Rimon a

Online banking is so easy.

5
Online banking is so easy. Moving money is fast and Monzo provide breakdown of spend each month. Being able to transfer money between friends and split bills is great Reviewed on: 28th March 2025
Keighly K's avatar
Keighly K

Monzo comes with me around the world.

5
Monzo allows me to travel and not worry about my card not working elsewhere. It also has a friendly interface and friendly people who give me confidence my resources are in good hands. Reviewed on: 28th March 2025
Pleased customer's avatar
Pleased customer

Simplicity

5
Very easy to use, other banks should take note. Reviewed on: 28th March 2025
Harry's avatar
Harry

User first innovations

5
Monzo have created a really user friendly banking interface and experience and have innovative solutions to help create a really smooth experience and make financial literacy less scary Reviewed on: 28th March 2025
Meg W's avatar
Meg W

Have only recently opened an account and it is great...

5
Have only recently opened an account and it is great and easy to use Reviewed on: 28th March 2025
James W's avatar
James W

It tells me how much I have spent a day which is so...

5
It tells me how much I have spent a day which is so good and I love the fact that I can have a locked jar for money Reviewed on: 28th March 2025
Lola C's avatar
Lola C

Easily open an account compared with other banks, wh...

5
Easily open an account compared with other banks, which is the key for me. Reviewed on: 28th March 2025
Sion Y's avatar
Sion Y

Monzo In A summary

5
Monzo have helped me keep track of my money and save my wage and balance my money very well and have good pots for saving while also making money off of it. They also have great service and fast delivery for when i ordered my new card and it was free. Reviewed on: 28th March 2025
Mekz's avatar
Mekz

I absolutely wouldn’t be able to budget as well as I...

5
I absolutely wouldn’t be able to budget as well as I do without monzo. The pot function is invaluable to me! Reviewed on: 28th March 2025
Katherine 's avatar
Katherine

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