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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,408 reviews, last reviewed 9th Jun 2026

15% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Fabulous current account.

Fabulous current account. Great app, great lay out and more current than other banks with old basic layout. Fast transfers and easy to use! Makes life that little bit easier. Love it! Reviewed on: 27th March 2025

The easiest and most efficient app, with a decent re...

The easiest and most efficient app, with a decent responsive team. Wouldn’t go anywhere else. I’ve taken multiple products out since opening my current account. Including personal loan, Monzo flex, pension, savings etc etc. Reviewed on: 27th March 2025

Great bank, never had any issues and if I had a smal...

Great bank, never had any issues and if I had a small one they’d help me straight away. No doubts in my mind that they are the best bank around these days. Even when on holiday they are the best! Reviewed on: 27th March 2025

Since 2018 and I still love it

I’ve been with Monzo form almost 7 years and everything is excellent I don’t have any complaints is a 10 star Bank Reviewed on: 27th March 2025

Best bank

Very good bank as I’m 16 couldn’t ask for anything more Reviewed on: 27th March 2025

brilliant bank no issues

brilliant , never had no issues with monzo disputes always been fine and they’ve been quick to solve any issue i’m having. Reviewed on: 27th March 2025

experience that i had was really good very easy to u...

experience that i had was really good very easy to use been using it for a while told all my family and friends about monzo Reviewed on: 27th March 2025

My only bank!

My only bank!!! I love it, supporter since 2017 Reviewed on: 27th March 2025

I love monzo, it makes banking fun - and adds a sens...

I love monzo, it makes banking fun - and adds a sense of uniqueness to my day surrounding finances especially when the world of money can be so depressing. Monzo’s services present themselves in a way that is different and often tailored to the user. Reviewed on: 27th March 2025

New user, but theres so many perks to it, it is a gr...

New user, but theres so many perks to it, it is a great starter bank for young people, and is extremely accessible, aswell as understanding. It is easy to use and navigate around and if you get stuck, there's help etc. Reviewed on: 27th March 2025

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