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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

They are great such and easy app to use compared to...

5
They are great such and easy app to use compared to other banks Reviewed on: 28th March 2025
Darren j's avatar
Darren j

Good service bank I like your service first and quick

5
Good service bank I like your service first and quality good amazing c Reviewed on: 28th March 2025
Md s's avatar
Md s

Opening access to banking

5
I've been with Monzo since before they were a bank. Their app is a game changer for me. Prior to Monzo I had real difficulty accessing banking services due to opening hours, busy call centres and terrible websites. Monzo made banking accessible to me. Reviewed on: 28th March 2025
P McAllister's avatar
P McAllister

Absolutely amazing and helpful

5
Always had an amazing experience with my account and amazing customer service Reviewed on: 28th March 2025
Evelyn d's avatar
Evelyn d

More than anyone could expect!

5
I have been with lonzo and just upgraded to plus and it is so so worth it, I love I can see my cards in one place and the temporary card thing is so good I use it all the time for my online purchases now. I would always recommend as it makes banking so much easier, I have in fact moved away from my Barclays current account completely as I prefer monzo so much more. Starting to explore their savings options as opposed to just the pots too and that’s great, loving the one penny a day challenge and the round up stuff. It just feels really great for financial literacy too, something I absolutely wasn’t taught, but explains things so well and in real people terms and I genuinely really appreciate it. ALSO love the fact I can check in with my credit score and they have great bits around mortgage. I would always recommend monzo to anyone I genuinely think they are brilliant. Reviewed on: 28th March 2025
Jessica F's avatar
Jessica F

Building banks on Saussage Rolls!

5
So easy to use. Offers great products with their premium memberships. Including a Greggs sausage roll every week! Reviewed on: 28th March 2025
Eugene A's avatar
Eugene A

I find the Monzo app so intuitive, it's modern and e...

5
I find the Monzo app so intuitive, it's modern and easy to use. Also the whole savings pots it's so useful. It's just makes banking so easy compared to my old bank. Having everything in the app is so useful, I barely even need my card Reviewed on: 28th March 2025
David 's avatar
David

Monzo are great bank, brilliant innovation with tech...

5
Monzo are great bank, brilliant innovation with technology and using tech to modernise the consumer financial space. Leaps and bounds from any other bank, let alone high street banks. Reviewed on: 28th March 2025
Max P's avatar
Max P

It’s amazing the first time I used my card I got sen...

5
It’s amazing the first time I used my card I got sent a free 10 pound gift Reviewed on: 28th March 2025
Ace's avatar
Ace

I've been using Monzo Current account for a while

5
I've been using Monzo Current account for a while now, and it was easy and simple to open an account. Using the app on both phone and computer is very easy and smooth. It doesn't waste time. Sending money from the app is just awesome. I really love Monzo. Reviewed on: 28th March 2025
Racheal O's avatar
Racheal O

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