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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,408 reviews, last reviewed 9th Jun 2026

15% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Monzo just go that extra mile.

Monzo just go that extra mile. They’re constantly thinking about their customers and the added touches like being paid a day early, emojis relevant to your spending (or even a birthday cake emoji on your birthday) just show they’re thinking about even the tiny things. And we all know it’s the small things that become the big things over time. Their perks are exactly what you’re looking for rather than just standard benefits, like insurance (I.e. I have a railcard). The app is so easy to use. Literally no complaints. Reviewed on: 27th March 2025

Monzo bank provides excellent money insight.

Monzo bank provides excellent money insight. Being able to track my spending in graph form, as well as having notifications after transactions is incredibly useful - especially as they display how much I’ve spent today. This helps me manage my money. I also strongly appreciate being able to set aside money in pots. Reviewed on: 27th March 2025

Very smooth, easy to navigate and customer service i...

Very smooth, easy to navigate and customer service is very good. Been a customer for nearly 2 years and I have no issues whatsoever Reviewed on: 27th March 2025

Future Of Banking

So user friendly with an absolute tonne of features that I genuinely use. Makes the high street banks look like dinosaurs! Reviewed on: 27th March 2025

Always helpful and offering incentives to customers...

Always helpful and offering incentives to customers like the 1p savings challenge or perks which gives you a higher interest rate and benefits such as free cinema tickets, Greggs and a discount on pizza express. The app is easy to navigate Reviewed on: 27th March 2025

I start used Monzo from 2019 till now , I using as m...

I start used Monzo from 2019 till now , I using as main account , they never let me down , I get my salary in and if you like crypto you can use this account without a problem , the team they always help . Reviewed on: 27th March 2025

Simply the best

Monzo was the account that helped me from bankruptcy when no other account would have me. Although responsible lending means that I cannot have an over draft or credit through them, they still provide with me with fantastic saving rates and are always pushing to help me save Reviewed on: 27th March 2025

Love my Monzo account.

Love my Monzo account. Like the pots and being able to take direct debits from pots and the virtual cards are so easy to use! Reviewed on: 27th March 2025

Brilliant

The best can’t complain! Wouldn’t bank with anybody else! Keep and take my money! Reviewed on: 27th March 2025

Great user interface, great customer service

Great user interface, great customer service Reviewed on: 27th March 2025

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