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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo is life changing

5
Everything I have accessed through Monzo has been easy to use, innovative and has helped to make banking any managing my money so much easier. I tell everyone I can about the benefits of Monzo as I truly feel that’s they have allowed me to stay on top of my finances like never before. Reviewed on: 28th March 2025
Amy L's avatar
Amy L

Love the budgeting capabilities and commitment to co...

5
Love the budgeting capabilities and commitment to constant app updates Reviewed on: 28th March 2025
Isaac's avatar
Isaac

I love Monzo I recently switched all my money, inves...

5
I love Monzo I recently switched all my money, investments and savings over to them as I love how simple and efficient they make banking! Reviewed on: 28th March 2025
Declan R's avatar
Declan R

Fresh approach

5
Have banked with Monzo for years and it’s always felt like a very fresh bank with great features and services. Since joining the app features have always felt so much more intuitive than what was offered from more traditional banks. Reviewed on: 28th March 2025
Aimee c's avatar
Aimee c

Monzo Good

5
I've use Monzo for many years, and never had a problem with them. Good features on their app, and many of the more established banks have since copied their ideas. Monzo are true pioneers in the mobile app banking space. Reviewed on: 28th March 2025
George's avatar
George

Good card to have but not as many features as other...

5
Good card to have but not as many features as other similar cards on the market Reviewed on: 28th March 2025
Nathan B's avatar
Nathan B

Monzo for President!

5
Never had anything to complain about. Any fraud issues have been taken extremely seriously and dealt with straight away. Reviewed on: 28th March 2025
Mel S's avatar
Mel S

I’ve been a Monzo customer since 2017, and have neve...

5
I’ve been a Monzo customer since 2017, and have never looked back. They’re easy to use, have good support and the app gives all the right information. Reviewed on: 28th March 2025
Adam's avatar
Adam

Not banking way, the monzo way

5
Their systems are super sleek and just work. It’s a breeze. Tap your card? You’ll get a notification in a few seconds. Their cashback offers are actually useful, I’ve gotten around £50 back from them. I absolutely love their call status checker which shows you if Monzo are speaking to you, it’s a brilliant way they are helping stop fraud. Monzo makes me feel at ease managing my money, can’t say that about the other banks Reviewed on: 28th March 2025
DJW's avatar
DJW

Best bank I’ve ever used, simple and fun app, great...

5
Best bank I’ve ever used, simple and fun app, great rates, super simple communication, easy to track spend and manage my money better Reviewed on: 28th March 2025
Ellie's avatar
Ellie

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