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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,408 reviews, last reviewed 9th Jun 2026

54% decrease in 5 star reviews

in the past 90 days

63% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Best current account by far!

Best current account by far! It’s so simple, it’s easy to use, integrates with my joint account seamlessly. Reviewed on: 27th March 2025

I find their app really easy and clear to use.

I find their app really easy and clear to use. When I have had trouble with online scammers they helped me immediately. The colour of the card is a bonus too! Reviewed on: 27th March 2025

Great overall!

Great overall! Highly recommend! Reviewed on: 27th March 2025

Best app of all banks

Use Monzo as my main account (salary, direct debit payments, transfers) and to manage all other linked accounts as Monzo helps to keep all in one place and analyse the spending. Reviewed on: 27th March 2025

Fantastic saving

Monzo allows us to budget whilst having a bank account that offers a fantastic interest rate on our savings. The pots we created allow us to budget and transfer money between them quickly and easily - all without a monthly fee Reviewed on: 27th March 2025

The cash back rewards are great.

The cash back rewards are great. I like the interface of the app and functionalities it’s a very pretty app. Reviewed on: 27th March 2025

A Great way to save and sort money without any hassle!

A Great way to save and sort money without any hassle! Reviewed on: 27th March 2025

Made sorting out joint finances and settling in afte...

Made sorting out joint finances and settling in after moving here super easy. Reviewed on: 27th March 2025

Monzo - banking the way forward

Liked them so much so I’ve switched my current and business account to them. Their quirky ways and in app features are a great visual tool while being expressive yet effective and great banking. I’ve even set up my kids with their under 16 banking which is very easy for them to get in with too. Great job Monzo, long may it continue. Reviewed on: 27th March 2025

Easy to use , love Monzo , can manage all accounts i...

Easy to use , love Monzo , can manage all accounts in one place , great savings rate. The new card for under 16s is fantastic . Doing the 1p challenge this year …. Xmas will be great . Reviewed on: 27th March 2025

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