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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,408 reviews, last reviewed 9th Jun 2026

54% decrease in 5 star reviews

in the past 90 days

63% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Best bank ever!

I've had a really positive experience with Monzo, and I genuinely think they’re one of the best banks out there. Their app is super intuitive, making it easy to track spending, set budgets, and manage my finances effortlessly. One feature I particularly love is the instant notifications—every time I spend, I get an immediate update, which really helps with budgeting and staying in control. A great experience I had with them was when I needed to dispute a transaction. Their customer service was incredibly responsive, and everything was handled quickly and professionally through the in-app chat. They kept me updated throughout the process, and I got my issue resolved without any hassle. Another thing that stands out is how easy it is to save with their “Pots” feature. I can separate money for different goals, which has helped me stay organized financially. Plus, their round-up savings feature means I’m always putting a little extra aside without even thinking about it. Overall, Monzo has made banking simple and stress-free. It’s modern, transparent, and genuinely built with the customer in mind. I’d highly recommend it to anyone looking for a reliable and easy-to-use bank. Reviewed on: 27th March 2025

It makes banking fun

Easy to set up, great to use, pots are game changing - it makes banking fun. Reviewed on: 27th March 2025

The best bank!

The most convenient, well designed bank with incredible features! Reviewed on: 27th March 2025

Best bank I’ve ever worked with.

Best bank I’ve ever worked with. Unbeatable Reviewed on: 27th March 2025

Features

Have for years now. Never disappoint with their features Reviewed on: 27th March 2025

Always great customer service, great ways to share w...

Always great customer service, great ways to share with friends spilt the bill Reviewed on: 27th March 2025

Love how simple it us also the featured to help you...

Love how simple it us also the featured to help you manage your money. Reviewed on: 27th March 2025

very good welldone

I love how easy is to get help especially with the FAQ page as that has always been able to help with anything I needed. it's also amazing how easy and convenient it is to send money with the links and how I can get paid a day earlier. I also like the layout of the app as it is very easy to navigate Reviewed on: 27th March 2025

They’re a great bank, never had any issues and alway...

They’re a great bank, never had any issues and always easy to contact Reviewed on: 27th March 2025

always quick and easy, whenever an issue happens it...

always quick and easy, whenever an issue happens it is dealt with very quickly and thouroughly Reviewed on: 27th March 2025

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