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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great bank, never had any issues and if I had a smal...

5
Great bank, never had any issues and if I had a small one they’d help me straight away. No doubts in my mind that they are the best bank around these days. Even when on holiday they are the best! Reviewed on: 27th March 2025
Billy 's avatar
Billy

Since 2018 and I still love it

5
I’ve been with Monzo form almost 7 years and everything is excellent I don’t have any complaints is a 10 star Bank Reviewed on: 27th March 2025
Claudia A's avatar
Claudia A

Best bank

5
Very good bank as I’m 16 couldn’t ask for anything more Reviewed on: 27th March 2025
Charlie sleath's avatar
Charlie sleath

brilliant bank no issues

5
brilliant , never had no issues with monzo disputes always been fine and they’ve been quick to solve any issue i’m having. Reviewed on: 27th March 2025
keira's avatar
keira

experience that i had was really good very easy to u...

5
experience that i had was really good very easy to use been using it for a while told all my family and friends about monzo Reviewed on: 27th March 2025
Shiva S's avatar
Shiva S

My only bank!

5
My only bank!!! I love it, supporter since 2017 Reviewed on: 27th March 2025
Debora r's avatar
Debora r

I love monzo, it makes banking fun - and adds a sens...

5
I love monzo, it makes banking fun - and adds a sense of uniqueness to my day surrounding finances especially when the world of money can be so depressing. Monzo’s services present themselves in a way that is different and often tailored to the user. Reviewed on: 27th March 2025
Spencer B's avatar
Spencer B

New user, but theres so many perks to it, it is a gr...

5
New user, but theres so many perks to it, it is a great starter bank for young people, and is extremely accessible, aswell as understanding. It is easy to use and navigate around and if you get stuck, there's help etc. Reviewed on: 27th March 2025
Serenity F's avatar
Serenity F

Monzo just go that extra mile.

5
Monzo just go that extra mile. They’re constantly thinking about their customers and the added touches like being paid a day early, emojis relevant to your spending (or even a birthday cake emoji on your birthday) just show they’re thinking about even the tiny things. And we all know it’s the small things that become the big things over time. Their perks are exactly what you’re looking for rather than just standard benefits, like insurance (I.e. I have a railcard). The app is so easy to use. Literally no complaints. Reviewed on: 27th March 2025
Lauren's avatar
Lauren

Monzo bank provides excellent money insight.

5
Monzo bank provides excellent money insight. Being able to track my spending in graph form, as well as having notifications after transactions is incredibly useful - especially as they display how much I’ve spent today. This helps me manage my money. I also strongly appreciate being able to set aside money in pots. Reviewed on: 27th March 2025
Tristan E's avatar
Tristan E

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