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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,408 reviews, last reviewed 9th Jun 2026

54% decrease in 5 star reviews

in the past 90 days

63% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Monzo has transformed my relationship with banking.

Monzo has transformed my relationship with banking. It makes transferring money between friends and family so easy. The cash back offers are amazing too. I love the early payment feature too. I would not recommend any other bank to people - monzo every time! Every service I’ve ever tried to access has been ridiculously straight forward and has led me to close my other bank accounts Reviewed on: 27th March 2025

Meet my Expectations

Monzo is a great bank the app is brilliant and the customer service is excellent Reviewed on: 27th March 2025

Is good, I like a lot, they very kind to...

Is good, I like a lot, they very kind to me Reviewed on: 27th March 2025

I have had no issues with Monzo

I have had no issues with Monzo, it is easy to access and transfer money and free to take out money abroad. Reviewed on: 27th March 2025

Best bank

.fantastic innovative bank with the best products and amazing customer service Reviewed on: 27th March 2025

Effectively divide and manage my money

There app really helps me to effectively divide and manage my money. Customer services have always been extremely responsive and helpful. Reviewed on: 27th March 2025

Been good all round experience during my time with M...

Been good all round experience during my time with Monza Reviewed on: 27th March 2025

I love Monzo!

I love Monzo! It helps me budget my money without having to stress about it! And it’s free that’s what I like as well! Reviewed on: 27th March 2025

I moved to Monzo after a bank scam and they have bee...

I moved to Monzo after a bank scam and they have been so helpful by talking me through steps on how to deal with the situation i was in Reviewed on: 27th March 2025

Excellent current account with great features.

Excellent current account with great features. I love the pots and simplicity Reviewed on: 27th March 2025

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